defi

Coinbase CEO Brian Armstrong has strongly criticized the U.S. Senate Banking Committee’s proposed crypto market structure bill. According to him, the bill would harm the crypto industry more than if there were no regulation at all. Armstrong shared his position on platform X (formerly Twitter), warning of serious consequences the legislation could have for decentralized finance, user privacy, and market competition.

Coinbase: This Bill Threatens the Future of Crypto
Armstrong pointed out that the Senate’s proposal would:

🔹 Ban tokenized stocks

🔹 Restrict the DeFi sector

🔹 Give the government access to users’ financial data

🔹 Undermine the CFTC’s role while empowering the SEC

🔹 Penalize stablecoins and block fair competition with traditional banks
He warned that the bill, in its current form, would damage innovation and strengthen the monopoly of large financial institutions. Nevertheless, Coinbase plans to continue working on improving the bill through dialogue with lawmakers.
“We appreciate the lawmakers’ bipartisan efforts, but this version is significantly worse than the status quo. We would prefer no bill over a bad one,” Armstrong stated.

Crypto Market Grows, While Regulation Lags Behind
Ironically, this debate comes at a time when the crypto market is surging again. The total market capitalization grew 3% in the past 24 hours, with Bitcoin heading toward $98,000 and Ethereum nearing $3,500.
Industry experts agree that clear legislation is needed to define when a digital asset is a security and when it is a commodity. While the proposed bill does grant more power to the Commodity Futures Trading Commission (CFTC), it also contains sections that could hinder the growth of stablecoins—therefore blocking the development of decentralized financial services.

137 Amendments Filed, Banks Accused of Influence
The bill has triggered a wave of public responses. So far, over 137 amendments have been submitted, with final wording expected after further negotiations. Meanwhile, crypto industry groups accuse banks of wielding excessive influence over the bill’s content.
Summer Mersinger, CEO of the Blockchain Association, stated that banks are pushing to shape the law in their favor, preventing new players from entering the market. Proposed limitations on stablecoin rewards would, she said, hurt consumers and block innovation before it can compete.

#coinbase , #CryptoNews , #brianarmstrong , #Stablecoins , #defi

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Гендиректор Coinbase Брайан Армстронг знову сколихнув криптосвіт, зробивши гучну заяву: «Відсутність регулювання краща за поганий закон». 14-15 січня 2026 року стався справжній розворот на 180 градусів — Coinbase офіційно відкликала підтримку довгоочікуваного законопроєкту Digital Asset Market Clarity Act.
Чому головний лобіст криптоіндустрії в США пішов на такий крок? Армстронг стверджує, що оновлена версія документа «матеріально гірша за статус-кво». Серед головних «червоних прапорців»:
* Фактична заборона токенізованих акцій: Закон блокує інновації, над якими Coinbase працювала роками.
* Удар по DeFi: Нові норми вимагають від розробників децентралізованих протоколів надавати державі необмежений доступ до фінансових даних користувачів.
* Знищення стейблкоїн-винагород: Банківське лобі домоглося правок, які забороняють виплачувати відсотки за тримання стейблкоїнів, щоб захистити традиційні депозити.
«Ми не дозволимо побудувати цифрову в'язницю під виглядом ясності», — резюмував Армстронг. Для ринку це означає, що боротьба за чесні правила гри входить у свою найгострішу фазу.
Долучайтеся до обговорення та стежте за кожним кроком регуляторів разом з нами!
Підписуйтесь на #MiningUpdates — будьте на крок попереду ринку!
#CryptoRegulation #coinbase #brianarmstrong #defi #Web3News

Dusk Network – confidențialitatea ca fundație pentru viitorul finanțelor
Într-o lume blockchain în care transparența totală poate deveni o vulnerabilitate, Dusk Network propune o abordare diferită: confidențialitate nativă, conformitate și securitate, toate într-un singur ecosistem. Proiectul dezvoltat de @dusk_foundation este construit special pentru aplicații financiare reale, unde protecția datelor și respectarea reglementărilor sunt esențiale.
Dusk Network este un blockchain Layer 1 care folosește tehnologii avansate de zero-knowledge proofs (ZKPs) pentru a permite tranzacții private, dar verificabile. Acest lucru îl face ideal pentru tokenizarea activelor din lumea reală (RWA), emiterea de titluri digitale și aplicații DeFi conforme cu legislația. Spre deosebire de alte rețele, Dusk nu a fost creat pentru anonimitate totală, ci pentru un echilibru inteligent între confidențialitate și transparență legală.
Tokenul nativ $DUSK joacă un rol central în ecosistem: este folosit pentru staking, securizarea rețelei, plata taxelor și participarea la guvernanță. Prin mecanismul său de consens Proof-of-Stake, Dusk încurajează participarea comunității și oferă recompense celor care susțin rețeaua.
Pe măsură ce instituțiile financiare caută soluții blockchain compatibile cu cerințele lor, Dusk Network are potențialul de a deveni o infrastructură cheie pentru adoptarea reală a tehnologiei. Cu o viziune clară și o tehnologie solidă, Dusk nu este doar un alt proiect crypto, ci o piesă importantă din viitorul finanțelor digitale.
#Dusk #Blockchain #Privacy #Web3

As Web3 matures, one question keeps coming up: how can blockchain remain private while still meeting regulatory standards? Dusk Network was built to answer exactly that challenge. Unlike general-purpose blockchains, Dusk is a Layer 1 designed specifically for privacy-preserving and compliant financial applications.
Using advanced zero-knowledge cryptography, Dusk enables confidential transactions and smart contracts without hiding the legitimacy of activity. This approach makes it ideal for use cases like tokenized securities, private DeFi, and institutional-grade financial products, where both privacy and compliance are non-negotiable.
The network is powered by its native token $DUSK which plays a central role in staking, governance, and securing the ecosystem. Validators and participants are incentivized to maintain network integrity while supporting scalable and energy-efficient consensus. This long-term design positions Dusk as infrastructure, not hype.
As regulations around digital assets become clearer worldwide, blockchains that proactively address compliance while protecting user data will stand out. Dusk Network is not trying to retrofit solutions later — it’s building them into the protocol from day one.
For creators and builders looking to understand where regulated Web3 is heading, Dusk is a project worth following closely. Stay updated with the latest ecosystem developments by following @Dusk and exploring what privacy-first, compliant blockchain technology can unlock next.
The future of decentralized finance will be private, compliant, and secure — and Dusk Network is helping shape that future.
#dusk #defi #creatorpad #BinanceSquare #Write2Earn

The Dusk Foundation is the non-profit organization behind the development and stewardship of the Dusk Network, a blockchain protocol designed to enable regulated and privacy-preserving decentralized finance (DeFi). As reflected in the visual identity shown in the image—minimal, secure, and compliance-oriented—the foundation’s mission is to bridge the gap between traditional financial systems and blockchain technology without compromising confidentiality or regulatory requirements.
At its core, the Dusk Network is built to support privacy-preserving smart contracts. Unlike many public blockchains where transaction data is fully transparent, Dusk leverages advanced cryptographic techniques, including zero-knowledge proofs, to ensure that sensitive financial information remains confidential. This makes it particularly suitable for real-world financial use cases such as securities issuance, asset tokenization, and compliant financial marketplaces, where data privacy is not optional but mandatory.
One of the defining principles of the Dusk Foundation is regulated DeFi. Rather than positioning itself in opposition to financial regulation, Dusk embraces compliance with global and local legislation. The network is designed to allow institutions to meet regulatory obligations—such as KYC, AML, and reporting—while still benefiting from decentralization, automation, and efficiency. This focus is visually echoed in the image through structured layouts, lock iconography, and references to compliance and “a single source of truth.”
The Dusk Network also emphasizes instant settlement of transactions, an important requirement for modern financial markets. Traditional settlement systems often rely on intermediaries and delayed reconciliation, which can introduce risk and inefficiency. Dusk’s blockchain architecture enables near-instant finality, reducing counterparty risk and operational overhead while maintaining cryptographic security.
Governance within the ecosystem is another key focus. Tokens on the Dusk Network are governed by privacy-preserving smart contracts, ensuring that voting, staking, and protocol-level decisions can be carried out securely without exposing participant identities or sensitive data. This aligns with the foundation’s broader goal of creating a trustworthy infrastructure that institutions and developers can confidently build upon.
The Dusk Foundation itself is headquartered in the Netherlands and operates as a steward of open-source development, research, and ecosystem growth. It supports developers, researchers, and partners working on applications that require both decentralization and compliance, such as security token platforms and regulated financial instruments. By separating governance and protocol development from for-profit motives, the foundation reinforces transparency and long-term sustainability.
Overall, the image captures the essence of the Dusk Foundation’s philosophy: a calm, secure, and structured approach to blockchain innovation. By combining privacy, regulation, and decentralization, the Dusk Foundation aims to make blockchain technology viable for real-world finance—bringing DeFi closer to institutional adoption while preserving the core values of trust, security, and user sovereignty.
@Dusk #Dusk $DUSK #BinanceSquareFamily #blockchain #defi #dusk