mainstreet

😲🤔🤔🤔🤔👀Stablecoins vs. Bancos Comunitários: O novo debate no Congresso EUA 🇺🇸⚖️
1/ Um novo artigo de opinião na CoinDesk acende o alerta: o Congresso dos EUA deve proibir o pagamento de juros sobre stablecoins de pagamento. O objetivo? Proteger os empréstimos na "Main Street" (economia real e local). 🏦
2/ O argumento central: Permitir que exchanges e intermediários ofereçam rendimentos (yield) em stablecoins pode drenar os depósitos dos bancos comunitários. Sem esses depósitos, o crédito para pequenas empresas e cidadãos locais fica em risco. 📉
3/ Kevin Paintner (ICBA) defende que as stablecoins de pagamento devem funcionar apenas como meio de troca, e não como instrumentos de investimento ou depósitos bancários disfarçados e sem a devida regulação. 💳
4/ Se as stablecoins começarem a pagar juros massivamente, os bancos tradicionais podem enfrentar uma crise de liquidez, dificultando o financiamento de hipotecas e negócios locais que sustentam a economia americana. 🏗️
5/ O setor cripto observa de perto: uma proibição de juros pode limitar o crescimento de produtos de "yield" em dólar digital, mas os reguladores argumentam que isso é necessário para manter a estabilidade do sistema financeiro tradicional. 🛡️
6/ Conclusão: O embate entre a inovação das #Fintechs e a preservação dos bancos locais será o grande tema das próximas leis de Stablecoins em 2026. A regulação está a chegar ao coração do modelo de negócio cripto. 🧵
#Stablecoins #Regulacao #Financas #CryptoNews #MainStreet #Binance

A major update has just emerged for millions of U.S. credit card users. President Donald Trump announced that starting January 20, 2026, the maximum interest rate on all credit cards will be capped at 10%.

Until now, banks and card issuers have charged 20–30% interest, keeping many middle-class households stuck in long-term debt. This move could disrupt the entire consumer credit system.

💥 Why this matters:
Americans pay over $100 billion every year in credit card interest. Cutting rates in half could redirect billions back into consumers’ pockets. Trump framed the move as a way to end banks’ hidden profit model, directly targeting one of their most reliable revenue streams.

🌍 Potential ripple effects:
• More disposable income → stronger consumer spending
• Increased pressure on banks → tighter lending standards likely
• Meaningful relief for the middle class after decades of high borrowing costs

This isn’t just a policy change — it represents a shift in power from Wall Street to Main Street. If enacted, the impact could spill across all risk assets, including stocks, real estate, and crypto.

👀 Traders are watching these coins today:
$VVV | $CLO | $HYPER — all posting gains of 20%+.
#CreditCardReform #MacroShift #FinancialFreedom #CryptoMarkets #MainStreet

🇺🇸 America’s Golden Age Is Here — Thanks to President Trump! ✨💼

Treasury Secretary Scott Bessent says it loud and clear: the United States is entering a new era of prosperity! Jobs are booming 🚀, inflation is falling 📉, and for the first time in years, Main Street and Wall Street are rising together in what he calls an era of Parallel Prosperity 💰🌆.

This is more than economics — it’s a real opportunity for every American to thrive. Small businesses are growing, wages are climbing, and communities are buzzing with renewed confidence 🌟. Innovation is accelerating, markets are energized, and the economy is firing on all cylinders 💡.

📊 Why it matters to you: Whether you’re investing, launching a business, or planning your future, the foundation for growth and financial security has never been stronger. Now is the time to seize opportunities, build wealth, and prosper.

🌐 Bottom line: Under President Trump, America isn’t just recovering — it’s stepping into a Golden Age where opportunity, growth, and innovation go hand in hand 🔗✨. This is your moment to thrive alongside a nation on the rise.

#EconomicGrowthOrRisk #TRUMP #JobsBoomVsFed #MainStreet #Write2Earn

$BTC
$ICP