mortgage

نيو ريز، واحدة من أفضل خمسة مقرضي الرهن العقاري في الولايات المتحدة، تبدأ في قبول حيازات العملات المشفرة في فبراير بدون تصفية. $BTC
C Bitcoin، Ethereum$ETH
H ، والعملة المستقرة ستحتسب للتحقق من الدخل وتأهيل الأصول - نفس المعاملة مثل الاستثمارات التقليدية.
تجنب هذه الخطوة ضرائب الأرباح الرأسمالية وتسمح للمقترضين بالحفاظ على التعرض بينما يتأهلون لقروض المنازل.
ما لفت انتباهي هو التوقيت. الاعتراف المؤسسي بالأصول الرقمية كثراء حقيقي، وليس مجرد تكهنات. إذا سارت العملية بسلاسة وبدأت مقرضون آخرون من بين أفضل 25 في الانتباه، قد نشهد تحولًا في كيفية وصول حاملي العملات المشفرة إلى المشتريات الكبيرة في الحياة دون أن يُجبروا على الخروج من المراكز.
يمتلك المشترون من الجيل Z والجيل الألفي العملات المشفرة بمعدلات أعلى من الأجيال الأكبر، لذا فإن الطلب موجود. السؤال الآن هو التنفيذ وما إذا كان هذا سيصبح معيارًا صناعيًا أو يبقى متخصصًا.
#crypto #bitcoin #Ethereum #realestate #Mortgage $XRP
#FOMCWatch #USChinaDeal

Newrez, one of the top five US mortgage lenders, starts accepting crypto holdings in February without liquidation. $BTC Bitcoin, Ethereum$ETH , and stablecoins will count for income verification and asset qualification—same treatment as traditional investments.

The move avoids capital gains taxes and lets borrowers keep exposure while qualifying for home loans.

What caught my attention is the timing. Institutional recognition of digital assets as real wealth, not just speculation. If the rollout goes smoothly and other top-25 lenders start paying attention, we might see a shift in how crypto holders access major life purchases without being forced to exit positions.

Gen Z and millennial buyers hold crypto at higher rates than older cohorts, so the demand side exists. The question now is execution and whether this becomes an industry standard or stays niche.

#crypto #bitcoin #Ethereum #realestate #Mortgage

🚨 MASSIVE REAL ESTATE SHIFT! US BANKS ARE ADOPTING CRYPTO! 🏡

⚠️ Why this matters: Mainstream adoption just hit a new level. Major US lender Newrez is now accepting crypto for mortgage qualification. This is HUGE validation.

• $BTC is officially entering the collateral game for home loans.
👉 Traditional finance is being forced to adapt.
✅ This signals serious institutional comfort with digital assets.

Follow for the next alpha drop! Don't get left behind!

#CryptoAdoption #RealEstate #Bitcoin #Mortgage #DeFi

🚨 MASSIVE REAL ESTATE SHIFT! US BANKS ACCEPTING CRYPTO!

⚠️ Why this matters:
• Major US lender, Newrez, is now accepting crypto for mortgage qualification.
• This legitimizes $BTC as collateral on the biggest stage.
• Mainstream adoption is accelerating faster than anyone predicted.

👉 Get ready for institutional floodgates to open! This is the signal we've been waiting for.

#CryptoAdoption #RealEstate #Bitcoin #Mortgage #DeFi

US BANKS ACCEPTING $BTC FOR MORTGAGES!

This is NOT a drill. Major US lender Newrez is now accepting crypto for mortgage qualifications. Bitcoin is officially the new collateral. The floodgates are opening. Get in now or get left behind.

This is the paradigm shift. The institutional adoption you've been waiting for. Don't sleep on this.

Disclaimer: This is not financial advice.

#CryptoNews #Bitcoin #Mortgage #Adoption 🚀

BREAKING: US mortgage rates drop giving big boost to homebuying and refinancing!

30 year fixed average falls 7 bps to 6.18 percent lowest since September 2024 one of cheapest since 2022 per MBA data week ending Jan 9.

5 year ARM plunges nearly 50 bps to 5.42 percent second lowest since May 2023 spurring refi surge.

#Mortgage #SPX

𝘾𝙧𝙮𝙥𝙩𝙤 𝙈𝙤𝙧𝙩𝙜𝙖𝙜𝙚𝙨 Are Getting Real: Newrez Recognizes Digital Assets 🏡💎

Big move for crypto adoption: Newrez (a top 5 US mortgage lender) announced it will start recognizing crypto assets for mortgage qualification starting February. ✅

Here’s why this matters 👇

🔍 Asset verification without selling: Buyers can use crypto holdings to prove assets without liquidating.

📈 Less forced selling pressure: You may not need to convert to fiat just to qualify.

🏠 A bridge between TradFi + crypto: Another step toward crypto being treated like “real” wealth in mainstream finance.

⚠️ Keep in mind: lenders may still consider volatility, custody/exchange statements, compliance checks, and documentation requirements.

Would you take a mortgage that considers your crypto portfolio—yes or no? 👇

#Mortgage #RealEstate #TradFi #Adoption #BinanceSquare

🚨 BIG BREAKING: Australia Just Made History 🇦🇺

You can now use your #Bitcoin as collateral to buy a house!

BTC-backed mortgages are officially approved 🏡

#Mortgage #Crypto #BTC #CryptoNews

Big news for crypto and real estate markets.

The Federal Housing Finance Agency (FHFA) has directed mortgage giants Fannie Mae and Freddie Mac to begin treating cryptocurrency holdings as eligible assets in mortgage applications. This marks the first time the U.S. government has officially recognized crypto—like Bitcoin and Ethereum—as part of the mortgage underwriting process.

The move, announced by FHFA Director William Pulte, aligns with President Trump’s vision of making the U.S. the global hub for crypto innovation. It also eliminates the need for borrowers to convert crypto into fiat before applying for a mortgage, potentially saving thousands in taxes and fees.

With Fannie and Freddie backing around half of the $12 trillion U.S. mortgage market, this policy shift could redefine homeownership for the next generation of crypto-native Americans.

#Mortgage #Crypto #Bitcoin $BTC

Read the full story: www.ecoinimist.com/2025/06/26/crypto-mortgage-fannie-mae-freddie-mac

🚨 Bitcoin for Your Mortgage? A New Era May Be Coming
🇺🇸 In a groundbreaking shift, FHFA Director Bill Pulte has revealed plans to explore crypto holdings—like Bitcoin—as part of mortgage underwriting in the U.S.
📢 This means your digital assets could soon count toward your income and wealth when applying for a home loan. A move that could reshape how financial institutions assess creditworthiness in the age of decentralization.
🔍 If implemented, this could be a game-changer for crypto investors looking to enter or expand in the real estate market.
📊 Is the financial system finally catching up to the crypto economy?
#Bitcoin #Mortgage #Crypto #FHFA #RealEstate
https://coingape.com/bitcoin-qualify-collateral-mortgage-us/

🚨 $8 Trillion U.S. FHFA Recognizes Bitcoin for Mortgage Risk Assessments
🏛 In a landmark move, the Federal Housing Finance Agency (FHFA) has issued a directive enabling Fannie Mae and Freddie Mac to treat Bitcoin and other cryptocurrencies as legitimate assets for mortgage evaluations.
🔍 Signed on June 25, this directive could reshape the landscape of U.S. housing finance, offering crypto holders a path to homeownership without needing to liquidate their digital assets.
💡 What this means:
▫️ Bitcoin can now be counted as part of your asset profile in mortgage risk assessments
▫️ A huge leap forward in the mainstream adoption of crypto in traditional finance
▫️ Paves the way for broader financial inclusion for Web3 participants
🌐 With the U.S. housing finance system managing over $8 trillion, this move sends a strong signal that crypto is evolving from speculative asset to financial infrastructure.
📢 The big question: Will more agencies and financial institutions follow suit?
#Bitcoin #FHFA #Crypto #Mortgage #Web3
https://coingape.com/8-trillion-u-s-fhfa-recognises-bitcoin-for-mortgages/

🚨 CONFIRMED: Crypto now eligible for mortgage qualification! 🚨

In line with President Trump’s vision to make the U.S. the crypto capital of the world, Fannie Mae & Freddie Mac will now treat crypto as an asset for mortgage qualification! 🏡💰

#Crypto #Mortgage #FannieMae #FreddieMac #CryptoAssets #RealEstate #Blockchain

🚨 NEW🚨: The Federal Housing Finance Agency will study how crypto holdings impact mortgage qualifications. 🏡💰

This move comes from new FHFA director Bill Pulte, a longtime Bitcoin investor. Big steps toward crypto's influence on real estate! 🔍

#Crypto #Bitcoin #Mortgage #FHFA #RealEstate #Fintech #CryptoNews #CryptoMarket #Investing$BTC

🚨 BREAKING UPDATE 🎙️
President Trump just unveiled a new 50-year mortgage plan for U.S. homeowners a move that could reshape the housing market for decades.

Here’s what it means in numbers for a $400,000 loan at 6% interest:
• 30-year mortgage: $432,000 in total interest
• 50-year mortgage: $864,000 in total interest

That’s double the interest cost over the lifetime of the loan.

While this might lower monthly payments and help first-time buyers afford homes, critics warn it could also lock Americans into long-term debt cycles that delay financial freedom.

Is this a bold fix for housing affordability or a dangerous precedent for household debt? The debate just got real. 💭💰
#Trump #Mortgage #Economy

🚨 BREAKING: TRUMP JUST SHOOK THE HOUSING MARKET!🏠

50-Year Mortgages Are Coming to America!

💥 A historic policy shift — not seen in decades — is now confirmed by President Trump.
📉 Longer mortgages = smaller monthly payments
💰 Goal: Boost homeownership + unlock more spending power
🌪 But here’s the twist: affordable today, deeper debt tomorrow.

🔥 Ripple Effect Alert:

This move could hit everything — Real Estate, Bonds, Interest Rates and even Crypto.

🧠 Smart money is already thinking:

“Who wins in a 50-year debt world? ⏳”

🔍 Could this push more millennials and Gen Z toward assets like BTC, ETH, and tokenized real estate?

🟢 One thing’s clear: the markets just got a new catalyst.
$TRUMP $XRP $ASTER

#Mortgage #TRUMP #altsesaon #BinanceHODLerMMT #WriteToEarnUpgrade

🏠🇺🇸 Trump Proposes 50-Year Mortgages — But Experts Warn: It’s a Trap, Not a Solution! 😳💸

Donald Trump says the U.S. could introduce 50-year home loans to make housing “more affordable.”
Sounds nice… until you look at the numbers. 👇

📊 Real data (CBS / Politico / Business Insider):
💰 30-year mortgage on $500,000 at 5% = ~$2,684/month
📈 Total interest ≈ $466,000

💰 50-year mortgage = ~$2,271/month
😵 Total interest ≈ $862,000

🧮 The “savings”? Only $400/month —
but you end up paying almost double the price of the house! 🤯

💬 Experts call it what it is:

> “Not affordability — just financial handcuffs disguised as help.” ⛓️



🏴‍☠️ Bottom line:
50-year mortgages don’t make homes cheaper —
👉 They just make your debt last a lifetime.


---

🔥 Follow for real financial news — no sugarcoating, no illusions.
💬 Like if you’re not planning to pay off your house till retirement! 🏚️💥
💸 #Finance #Mortgage #Trump #Economy #USA $TRUMP
$WLFI

🇺🇸 US Moves to Consider Crypto in Mortgage Applications?

In the past 24 hours, the Federal Housing Finance Agency (FHFA) has instructed Fannie Mae and Freddie Mac—two major mortgage finance institutions in the US—to prepare proposals for evaluating cryptocurrency as a legitimate asset in mortgage risk assessments. If approved, homebuyers could use crypto holdings such as Bitcoin and Ethereum to qualify for loans without needing to convert them into cash.

This would only apply to cryptocurrencies held on centralized exchanges regulated in the US (e.g., Coinbase, Kraken). Risk mitigation measures—such as conservative valuation methods or additional collateral requirements—are being considered to address crypto’s high price volatility.

📈 Following the announcement, Bitcoin rose 1.5%, breaking above $107,000—highlighting a positive market response.

⛓️ While many see this as a breakthrough for crypto’s integration into traditional finance, there are important concerns:

• Price volatility could create credit risks, especially if crypto assets drop sharply after loan approval.

• Only assets held on regulated US exchanges will be considered, excluding users with self-custody wallets or foreign platforms.

• Regulatory shifts or a market downturn could trigger policy revisions or narrow eligibility.

In the long term, if approved, this move could mark the beginning of a new “crypto real estate” wave—where digital assets are accepted as mortgage collateral. But the actual impact will depend on how the policy is implemented, especially regarding valuation criteria and risk controls.

The proposal still requires approval from Fannie and Freddie’s board of directors. If successful, it could become a milestone in bringing crypto deeper into traditional finance—aligned with President Trump’s pledge to make the US a global crypto hub.

#CryptoAdoption #Mortgage #BitcoinPolicy

🚨 NEW: U.S. Housing Regulator Eyes Crypto for Mortgages!

The Federal Housing Finance Agency (FHFA) will begin studying how Bitcoin and other crypto holdings could count toward mortgage qualifications — led by its new director, Bill Pulte, a longtime BTC investor. 🏠💥

🔑 What it means:

You might soon be able to use your crypto portfolio to qualify for a home loan 🪙➡️🏡

FHFA oversees Fannie Mae & Freddie Mac, so the impact could be massive 📊

Another signal that crypto is becoming part of TradFi

🔥 TradFi meets DeFi... Are you ready?

#Bitcoin #CryptoNews #Mortgage #TradFi #DeFi

FHFA Opens Doors: Crypto Now Counts in Mortgage Applications
$BTC

🎯 U.S. housing agencies (Fannie/Freddie) now must consider borrowers’ crypto holdings. Bitcoin surges to $107K on the news—could this redefine crypto as loan collateral?

#BTC #Mortgage #FHFA #Salma6422

U.S. 30-year mortgage rates dropped to 6.19%, the lowest in over a year, marking a third straight weekly fall.
#mortgage $XRP