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The draft provision would treat tokens as “non-ancillary” assets, exempt from SEC securities rules, if they were in an ETF by 2026.
In brief
A draft version of the"Clarity Act" draft creates a "non-ancillary" legal status for crypto assets that were part of a listed exchange-traded product as of New Year's Day 2026.Experts say the primary impact would be on institutional compliance and access, not short-term price moves, by providing clear regulatory pathways.The provision's fate is politically uncertain and would establish a two-tier system, making ETF eligibility a key regulatory strategy for crypto projects.
A draft version of a key U.S. Senate bill could grant major cryptocurrencies like XRP, Solana, and Dogecoin significant regulatory relief by placing them in the same category as Bitcoin and Ethereum, according to text circulating ahead of the official release.
The draft of the Senate Banking Committee's "Clarity Act," released by Chairman Tim Scott of the Senate Banking Committee today, includes a provision that would classify certain tokens as "non-ancillary" assets, effectively exempting them from being treated as securities and from related Securities and Exchange Commission (SEC) disclosure requirements.
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XRP TO THE MOON
LET'S MAKE XRP GREAT AGAIN
Disclaimers:Info and knowledge sharing.Not a financial advice.
DO YOUR OWN RESEARCH.(DYOR)
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$XRP

$XRP
I want to highlight a development that could seriously reshape XRP’s long-term role in global finance.
Japan has officially begun a full-scale rollout of XRP for cross-border payments across its banking system — and this is not a trial phase anymore. This is real adoption.
Major financial institutions, including: • Mitsubishi UFJ Financial Group • Sumitomo Mitsui Banking Corporation • Mizuho Bank
are now leveraging XRP-powered payment rails to move funds internationally in just 3–5 seconds, while reportedly reducing transfer costs by up to 40% compared to traditional systems.
What makes this even more important is that the rollout has full approval from Japan’s financial regulator, positioning XRP as one of the most institutionally trusted digital assets in the market today.
Earlier pilot programs already delivered strong performance — but here’s the part that really stands out 👇
📌 Japan is preparing to expand $XRP usage into domestic bank transfers by mid-2026.
This is a major shift.
$XRP is no longer being treated as “just another cryptocurrency.”
It’s steadily evolving into real banking infrastructure, embedded directly into how money moves.
Whether the market is pricing this in or not — adoption at this level doesn’t happen overnight, and it doesn’t happen by accident.
👀 The long-term implications are worth watching closely.
#XRPArmy #RippleXRP #CryptoAdoption #AltcoinSeason #CryptoNews

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🚨 $XRP HOLDERS — THIS IS BIGGER THAN YOU THINK 🔥
Japan just made a move that could change XRP’s future forever.
Starting this month, Japan’s entire banking ecosystem is officially rolling out $XRP for cross-border payments — and this is not a test, this is full-scale adoption.
Top banks like:
• Mitsubishi UFJ
• Sumitomo Mitsui
• Mizuho Bank
are now using $XRP to move money globally in just 3–5 seconds, while cutting transfer costs by up to 40%.
And yes — this rollout is fully approved by Japan’s financial regulator, making XRP one of the most institutionally trusted cryptocurrencies in the world.
Earlier pilot programs delivered strong results, and here’s the real shocker 👇
Japan is already planning to expand XRP into domestic bank transfers by mid-2026.
This means XRP is no longer “just another crypto” —
It’s becoming real banking infrastructure.
#XRPArmym
#RippleXRP
#CryptoAdoption
#Altcoinseason20

XRP (Ripple) bukan hanya sekadar koin kripto biasa; ini adalah entitas yang membawa berbagai inovasi dan perubahan signifikan dalam ekosistem keuangan digital. Mari kita telaah beberapa aspek yang membuat XRP berbeda dan lebih dari sekadar koin kripto biasa.1. Fokus pada Perbankan dan Keuangan Tradisional: XRP dirancang dengan fokus yang kuat pada meningkatkan efisiensi sistem perbankan dan keuangan tradisional. Dibandingkan dengan kriptokurensi lain yang mungkin lebih menekankan anonimitas atau desentralisasi penuh, XRP bertujuan untuk berintegrasi dengan institusi keuangan global.2. Teknologi RippleNet: RippleNet, platform yang mendukung XRP, adalah jaringan global yang menghubungkan berbagai lembaga keuangan. Ini memungkinkan mereka untuk melakukan pembayaran lintas batas dengan cepat dan biaya rendah menggunakan XRP sebagai alat penghubung.3. Skalabilitas Tinggi: Salah satu keunggulan XRP adalah kemampuannya untuk menangani volume transaksi yang tinggi dengan cepat. Ini memberikan kelebihan dalam hal skalabilitas, menjadikannya pilihan yang menarik untuk institusi keuangan yang memerlukan penyelesaian transaksi yang instan.4. Kemitraan Strategis: Ripple telah menjalin kemitraan strategis dengan berbagai lembaga keuangan besar di seluruh dunia. Ini menciptakan legitimasi dan membangun jalan bagi adopsi XRP dalam skala yang lebih besar.5. Fokus Pada Pembayaran Lintas Batas: XRP menawarkan solusi untuk pembayaran lintas batas yang lambat dan mahal dengan memanfaatkan teknologi blockchain. Pendekatannya yang praktis terhadap masalah ini membuatnya relevan dalam konteks globalisasi bisnis dan perdagangan.6. Regulasi dan Kepatuhan: Dalam upaya untuk bekerja bersama regulasi, Ripple telah memahami pentingnya kepatuhan dan bekerja untuk membangun solusi yang memenuhi standar industri dan hukum yang berlaku.Kesimpulan:XRP bukan sekadar koin kripto; itu adalah perwujudan dari bagaimana teknologi blockchain dapat menyentuh dan merubah cara sistem keuangan global beroperasi. Dengan fokus pada solusi nyata dan kolaborasi dengan pemangku kepentingan utama, XRP memainkan peran yang berbeda dalam perjalanan evolusi kriptokurensi.#ripplexrp #RippleNews #Ripple #XRPUpdate #MyFirstSquarePost $XRP