clarityact
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ترجمة
🏛 XRP : L’Explosion Institutionnelle est là ! (Récap mi-Janvier 2026)
Si vous clignez des yeux, vous risquez de rater le virage que prend le XRP. Entre régulation américaine et adoption européenne, les planètes s'alignent enfin. Voici l'essentiel à retenir :
1️⃣ La Ruée vers les ETF ($XRPI) 🏦
Depuis leur lancement fin 2025, les ETF Spot XRP sont les nouveaux chouchous de Wall Street. Avec déjà plus de 1,4 milliard de dollars d’entrées nettes, ils captent une part massive de l’offre circulante. Les institutions n'attendent plus, elles accumulent.
2️⃣ Le "Clarity Act" : La fin du flou artistique ⚖️
C’est le game changer aux USA. Cette loi place désormais le XRP (aux côtés de BTC et ETH) dans un cadre réglementaire clair. Fini les menaces de la SEC, le XRP est officiellement reconnu comme un actif légitime. C'est le feu vert que tous les fonds d'investissement attendaient.
3️⃣ Ripple conquiert l'Europe via le Luxembourg 🇪🇺
L'obtention d'une licence d'établissement de monnaie électronique au Luxembourg est stratégique. Cela permet à Ripple de déployer ses solutions de paiements transfrontaliers dans toute l’Union Européenne de manière totalement régulée. L'utilité réelle du jeton explose.
4️⃣ L'objectif des 2$ en ligne de mire 📈
Malgré une légère correction technique après avoir touché les 2,40$ début janvier, la pression acheteuse durant les heures de trading US reste impressionnante. Les baleines profitent de chaque baisse pour recharger, avec un consensus qui se forme autour d'un support solide à 2$.
💡 Mon avis de Holder :
Le XRP n'est plus un "pari sur un procès", c'est devenu un actif de réserve institutionnel. Le paradigme a changé : on ne demande plus si Ripple va gagner, on demande combien de banques vont l'utiliser cette année.
Et vous, vous pensez que le Clarity Act va propulser le XRP vers un nouvel ATH avant l'été ?
DYOR 🤓
#XRP #RIPPLE #CLARITYACT #ETF #Institutionnel
1️⃣ La Ruée vers les ETF ($XRPI) 🏦
Depuis leur lancement fin 2025, les ETF Spot XRP sont les nouveaux chouchous de Wall Street. Avec déjà plus de 1,4 milliard de dollars d’entrées nettes, ils captent une part massive de l’offre circulante. Les institutions n'attendent plus, elles accumulent.
2️⃣ Le "Clarity Act" : La fin du flou artistique ⚖️
C’est le game changer aux USA. Cette loi place désormais le XRP (aux côtés de BTC et ETH) dans un cadre réglementaire clair. Fini les menaces de la SEC, le XRP est officiellement reconnu comme un actif légitime. C'est le feu vert que tous les fonds d'investissement attendaient.
3️⃣ Ripple conquiert l'Europe via le Luxembourg 🇪🇺
L'obtention d'une licence d'établissement de monnaie électronique au Luxembourg est stratégique. Cela permet à Ripple de déployer ses solutions de paiements transfrontaliers dans toute l’Union Européenne de manière totalement régulée. L'utilité réelle du jeton explose.
4️⃣ L'objectif des 2$ en ligne de mire 📈
Malgré une légère correction technique après avoir touché les 2,40$ début janvier, la pression acheteuse durant les heures de trading US reste impressionnante. Les baleines profitent de chaque baisse pour recharger, avec un consensus qui se forme autour d'un support solide à 2$.
💡 Mon avis de Holder :
Le XRP n'est plus un "pari sur un procès", c'est devenu un actif de réserve institutionnel. Le paradigme a changé : on ne demande plus si Ripple va gagner, on demande combien de banques vont l'utiliser cette année.
Et vous, vous pensez que le Clarity Act va propulser le XRP vers un nouvel ATH avant l'été ?
DYOR 🤓
#XRP #RIPPLE #CLARITYACT #ETF #Institutionnel
ترجمة
⚠️ Crypto Bill STALLED: Senate Delays CLARITY Act Amid Coinbase Revolt! 📉
US Senate Banking Committee abruptly postponed the markup of the landmark CLARITY Act on January 15, 2026, extending regulatory fog over digital assets.
Coinbase CEO Brian Armstrong withdrew support, slamming yield limits on stablecoins and restrictions on tokenized equities as "worse than the status quo".
Delay Causes: > Chairman Tim Scott cited unresolved issues regarding SEC-CFTC jurisdiction and DeFi exemptions. Industry experts like Matt Hogan note this is a "significant setback" but argue that bills often "die seven times" before passing.
Market Impact: > $BTC dipped temporarily on the news, but many remain bullish on a refined Q3 2026 passage.
👇 What do you think?
Is Brian Armstrong right to block a "bad bill," or do we need clarity NOW at any cost?
#CryptoRegulation #CLARITYAct #Binance #Bitcoin #MarketRebound
$ETH
$XRP
US Senate Banking Committee abruptly postponed the markup of the landmark CLARITY Act on January 15, 2026, extending regulatory fog over digital assets.
Coinbase CEO Brian Armstrong withdrew support, slamming yield limits on stablecoins and restrictions on tokenized equities as "worse than the status quo".
Delay Causes: > Chairman Tim Scott cited unresolved issues regarding SEC-CFTC jurisdiction and DeFi exemptions. Industry experts like Matt Hogan note this is a "significant setback" but argue that bills often "die seven times" before passing.
Market Impact: > $BTC dipped temporarily on the news, but many remain bullish on a refined Q3 2026 passage.
👇 What do you think?
Is Brian Armstrong right to block a "bad bill," or do we need clarity NOW at any cost?
#CryptoRegulation #CLARITYAct #Binance #Bitcoin #MarketRebound
$ETH
$XRP
مشروع قانون الوضوح (#CLARITYAct ) الجديد في الولايات المتحدة قد يقلب الطاولة تماماً.
القانون المقترح يضع #XRP وخمس عملات كبرى أخرى, #Dogecoin , #Litecoin , #Solana فس الخانة القانونية مع البيتكوين والإيثيريوم، أي كـ سلع وليست أوراقاً مالية.
$DOGE
$LTC
$XRP
القانون المقترح يضع #XRP وخمس عملات كبرى أخرى, #Dogecoin , #Litecoin , #Solana فس الخانة القانونية مع البيتكوين والإيثيريوم، أي كـ سلع وليست أوراقاً مالية.
$DOGE
$LTC
$XRP
ترجمة
🚨 HEADLINE : 🇺🇸🌎 CRYPTO vs. THE WORLD
🇺🇸Bank of America CEO Brian Moynihan Drops a $6 TRILLION Bombshell!
If stablecoins start paying interest, up to $6 TRILLION (30–35% of U.S. bank deposits) could switch out of traditional banks into stablecoins.
CRYPTO vs. Banks
Stablecoins directly IMPOSE deposit market share reserves shift from safe U.S. Treasuries directly to stablecoin issuers.
So Fewer deposits = higher loan costs + tighter credit for everyone
🚨 UPDATE on CLARITY bill:
Passive interest on stablecoins banned — only active rewards (staking, liquidity provision, collateral yields) allowed.
Are we seeing the Bank scared of a SHIFT in transactional structure to the now WIDELY accepted CRYPTO world.
$FRAX |$FHE |$DOLO
If crypto isn't normalized NOW It will normalize SOON
#Stablecoins #crypto #CLARITYAct #MarketRebound #BTC100kNext?
🇺🇸Bank of America CEO Brian Moynihan Drops a $6 TRILLION Bombshell!
If stablecoins start paying interest, up to $6 TRILLION (30–35% of U.S. bank deposits) could switch out of traditional banks into stablecoins.
CRYPTO vs. Banks
Stablecoins directly IMPOSE deposit market share reserves shift from safe U.S. Treasuries directly to stablecoin issuers.
So Fewer deposits = higher loan costs + tighter credit for everyone
🚨 UPDATE on CLARITY bill:
Passive interest on stablecoins banned — only active rewards (staking, liquidity provision, collateral yields) allowed.
Are we seeing the Bank scared of a SHIFT in transactional structure to the now WIDELY accepted CRYPTO world.
$FRAX |$FHE |$DOLO
If crypto isn't normalized NOW It will normalize SOON
#Stablecoins #crypto #CLARITYAct #MarketRebound #BTC100kNext?
ترجمة
BIG MOVES FOR CRYPTO IN THE U.S. 🇺🇸
Momentum around crypto regulation in America is real — but it’s important to stay factual.
Rep. French Hill has confirmed that the Senate Banking Committee is preparing a markup of the CLARITY Act, with discussions expected as early as January 15, 2026. This is a key procedural step,
Stay sharp. This is one to watch closely.
#CryptoRegulation #CLARITYAct #USCrypto #BlockchainPolicy #DigitalAssets
$DASH $SUI $PEPE
Momentum around crypto regulation in America is real — but it’s important to stay factual.
Rep. French Hill has confirmed that the Senate Banking Committee is preparing a markup of the CLARITY Act, with discussions expected as early as January 15, 2026. This is a key procedural step,
Stay sharp. This is one to watch closely.
#CryptoRegulation #CLARITYAct #USCrypto #BlockchainPolicy #DigitalAssets
$DASH $SUI $PEPE
ترجمة
Me: "I'm retiring today. $PEPE to the moon, $DOGE is the new global reserve currency, and my Hyperliquid longs are up 400%."
The Market (5 minutes later): Brian Armstrong pulls support for the CLARITY Act, $1.3 billion in ETF outflows hit the tape, and Zcash devs rage quit.
Me:
"Hello, McDonald's? Yes, I'm calling about the night shift position. I have extensive experience in high-stress environments and managing rapid liquidations (mostly my own)."
The "Degen" 2026 Snapshot:
The "CLARITY" Chaos: The Senate vote is a mess. Coinbase just pulled support because the bill is 300 pages of "regulatory yikes," causing a massive "Guh" across the board.
Meme Overdose: $PEPE and $POPCAT were leading a 30% rally until the ETF redemptions turned the charts into a red wedding.
Short Squeeze: We just saw $577 million in shorts get incinerated in 24 hours. If you didn't get liquidated today, are you even trying?
#Crypto2026to2030 #Hyperliquid #CLARITYAct #liquidation #memecoin
The Market (5 minutes later): Brian Armstrong pulls support for the CLARITY Act, $1.3 billion in ETF outflows hit the tape, and Zcash devs rage quit.
Me:
"Hello, McDonald's? Yes, I'm calling about the night shift position. I have extensive experience in high-stress environments and managing rapid liquidations (mostly my own)."
The "Degen" 2026 Snapshot:
The "CLARITY" Chaos: The Senate vote is a mess. Coinbase just pulled support because the bill is 300 pages of "regulatory yikes," causing a massive "Guh" across the board.
Meme Overdose: $PEPE and $POPCAT were leading a 30% rally until the ETF redemptions turned the charts into a red wedding.
Short Squeeze: We just saw $577 million in shorts get incinerated in 24 hours. If you didn't get liquidated today, are you even trying?
#Crypto2026to2030 #Hyperliquid #CLARITYAct #liquidation #memecoin
ترجمة
COINBASE MAKES SHOCKING MOVE ON TOKENIZED STOCKS!
This news is HUGE. Coinbase just pulled support for the CLARITY Act. They claim it's a "de facto ban." But top tokenization firms disagree. Securitize, Dinari, and Superstate all say the Act clarifies, not bans, digital securities. This confirms regulation, not destruction. It's a massive step for blockchain integration. Don't get left behind. This is the clarity the market needs.
Disclaimer: Not financial advice.
#Crypto #Blockchain #Tokenization #CLARITYAct 🚀
This news is HUGE. Coinbase just pulled support for the CLARITY Act. They claim it's a "de facto ban." But top tokenization firms disagree. Securitize, Dinari, and Superstate all say the Act clarifies, not bans, digital securities. This confirms regulation, not destruction. It's a massive step for blockchain integration. Don't get left behind. This is the clarity the market needs.
Disclaimer: Not financial advice.
#Crypto #Blockchain #Tokenization #CLARITYAct 🚀
ترجمة
CLARITY ACT SHOCKER. BILL'S FUTURE HANGING BY A THREAD.
Industry insiders are furious. The CLARITY Act amendment hearing is off. This is a critical juncture. Banks, Coinbase, and Democrats MUST reach an agreement on yield issues IMMEDIATELY. The window is closing fast. Tokenized securities are no longer the main obstacle. Provisions causing concern are being re-evaluated. Hope remains, but action is required NOW. Failure means massive setbacks for crypto adoption. Don't miss the next move.
Disclaimer: This is not financial advice.
#CryptoNews #CLARITYAct #Blockchain #Regulation ⚡️
Industry insiders are furious. The CLARITY Act amendment hearing is off. This is a critical juncture. Banks, Coinbase, and Democrats MUST reach an agreement on yield issues IMMEDIATELY. The window is closing fast. Tokenized securities are no longer the main obstacle. Provisions causing concern are being re-evaluated. Hope remains, but action is required NOW. Failure means massive setbacks for crypto adoption. Don't miss the next move.
Disclaimer: This is not financial advice.
#CryptoNews #CLARITYAct #Blockchain #Regulation ⚡️
ترجمة
#CLARITYAct O lobby nojento dos grandes bancos dos EUA contra o marco regulatório para expansão do mercado crypto.
ENTENDA!
*** O Clarity Act surgiu como uma oportunidade histórica de criar um marco regulatório federal claro para cripto e DeFi nos EUA, avançando na Câmara e chegando ao Senado.
Porém, a forte pressão do lobby dos grandes bancos tem distorcido o projeto original, levando a propostas vistas como anticompetitivas: limitação de rendimentos de stablecoins, favorecimento de instituições bancárias
tradicionais e regras que dificultam a operação de protocolos DeFi.
A retirada de apoio da Coinbase e o adiamento da votação expõem esse conflito em um momento decisivo para o setor.
Segundo críticos, os bancos alegam que stablecoins com rendimento criam “concorrência desleal” às contas de poupança, argumento usado para frear a inovação e proteger o modelo financeiro tradicional.
👉No fim, o risco é claro: menos clareza regulatória, menos inovação e mais atraso para o DeFi nos EUA.
Veremos como isso pode impactar no mercado de forma geral e como essa proposta ainda poderá sobreviver.
ENTENDA!
*** O Clarity Act surgiu como uma oportunidade histórica de criar um marco regulatório federal claro para cripto e DeFi nos EUA, avançando na Câmara e chegando ao Senado.
Porém, a forte pressão do lobby dos grandes bancos tem distorcido o projeto original, levando a propostas vistas como anticompetitivas: limitação de rendimentos de stablecoins, favorecimento de instituições bancárias
tradicionais e regras que dificultam a operação de protocolos DeFi.
A retirada de apoio da Coinbase e o adiamento da votação expõem esse conflito em um momento decisivo para o setor.
Segundo críticos, os bancos alegam que stablecoins com rendimento criam “concorrência desleal” às contas de poupança, argumento usado para frear a inovação e proteger o modelo financeiro tradicional.
👉No fim, o risco é claro: menos clareza regulatória, menos inovação e mais atraso para o DeFi nos EUA.
Veremos como isso pode impactar no mercado de forma geral e como essa proposta ainda poderá sobreviver.
ترجمة
The Senate Banking Committee hit pause on the crypto market structure bill Thursday after Coinbase's Armstrong publicly said they can't support it anymore.
The draft language effectively bans tokenized equities, restricts DeFi surveillance, and removes stablecoin rewards — three things directly tied to Coinbase's future revenue streams. Robinhood's Tenev chimed in too, pointing out they can't offer staking in four states or tokenized stocks domestically while their EU users already have access.
What's interesting is the timing. Both stocks dropped hard — COIN down 6.5%, HOOD down 7.8% — but the real damage might be longer-term. Kalshi odds for passage before 2027 collapsed from 93% to 49% in weeks. The companies wanted clarity, but now they're back in enforcement limbo with no timeline. That uncertainty costs more than a bad bill for some investors.
#CryptoRegulation #coin #HOOD #TokenizedAssets #CLARITYAct
The draft language effectively bans tokenized equities, restricts DeFi surveillance, and removes stablecoin rewards — three things directly tied to Coinbase's future revenue streams. Robinhood's Tenev chimed in too, pointing out they can't offer staking in four states or tokenized stocks domestically while their EU users already have access.
What's interesting is the timing. Both stocks dropped hard — COIN down 6.5%, HOOD down 7.8% — but the real damage might be longer-term. Kalshi odds for passage before 2027 collapsed from 93% to 49% in weeks. The companies wanted clarity, but now they're back in enforcement limbo with no timeline. That uncertainty costs more than a bad bill for some investors.
#CryptoRegulation #coin #HOOD #TokenizedAssets #CLARITYAct
ترجمة
#CLARITYAct 53 banking associations just wrote themselves a $6.6 trillion protection bill.
They called it the CLARITY Act.
Here is what they do not want you to understand.
Banks pay depositors 0.1% interest. Stablecoin issuers hold Treasury bills earning 4.5%. If stablecoins could pass that yield to users, banks lose the deposit war. They cannot compete. The math is fatal.
So they made competition illegal.
The Kansas City Fed calculated what happens if stablecoins pay competitive rates. Banks lose 25.9% of deposits. $1.5 trillion in lending capacity vanishes. The entire community banking model collapses.
Their solution was not innovation. Their solution was legislation.
The CLARITY Act everyone is celebrating contains Section 404 prohibiting yield payments through any mechanism. Not just from issuers. From exchanges. From affiliates. From partners. Every single pathway to competitive returns, closed by statute.
Brian Armstrong reviewed the 278-page draft for 48 hours. He withdrew Coinbase support at 11pm. The markup was postponed by morning. He saw what Wall Street analysts missed entirely.
This is not crypto regulation.
This is Dodd-Frank for digital assets. Incumbents writing rules that crush competitors. Regulatory capture so brazen they published the lobbying letters on their own websites.
The American Bankers Association. 52 state banking associations. The Community Bankers Council. All coordinating to eliminate an industry they cannot beat in open markets.
Meanwhile China made e-CNY interest-bearing on December 29.
America is banning stablecoin yield while Beijing is paying it.
The crypto industry spent years begging for regulatory clarity.
They got it.
Clarity that $6.6 trillion in deposits will be protected at any cost. Clarity that banks write the rules. Clarity that if you cannot win in markets, you win in Congress.
This is the largest regulatory capture event in American financial history.
And it is being sold as innovation policy.
FOLLOW LIKE SHARE
They called it the CLARITY Act.
Here is what they do not want you to understand.
Banks pay depositors 0.1% interest. Stablecoin issuers hold Treasury bills earning 4.5%. If stablecoins could pass that yield to users, banks lose the deposit war. They cannot compete. The math is fatal.
So they made competition illegal.
The Kansas City Fed calculated what happens if stablecoins pay competitive rates. Banks lose 25.9% of deposits. $1.5 trillion in lending capacity vanishes. The entire community banking model collapses.
Their solution was not innovation. Their solution was legislation.
The CLARITY Act everyone is celebrating contains Section 404 prohibiting yield payments through any mechanism. Not just from issuers. From exchanges. From affiliates. From partners. Every single pathway to competitive returns, closed by statute.
Brian Armstrong reviewed the 278-page draft for 48 hours. He withdrew Coinbase support at 11pm. The markup was postponed by morning. He saw what Wall Street analysts missed entirely.
This is not crypto regulation.
This is Dodd-Frank for digital assets. Incumbents writing rules that crush competitors. Regulatory capture so brazen they published the lobbying letters on their own websites.
The American Bankers Association. 52 state banking associations. The Community Bankers Council. All coordinating to eliminate an industry they cannot beat in open markets.
Meanwhile China made e-CNY interest-bearing on December 29.
America is banning stablecoin yield while Beijing is paying it.
The crypto industry spent years begging for regulatory clarity.
They got it.
Clarity that $6.6 trillion in deposits will be protected at any cost. Clarity that banks write the rules. Clarity that if you cannot win in markets, you win in Congress.
This is the largest regulatory capture event in American financial history.
And it is being sold as innovation policy.
FOLLOW LIKE SHARE
ترجمة
🛑 CLARITY Act на межі краху: Браян Армстронг обрав шлях «жодного закону замість поганого»
Криптоіндустрія США знову опинилася на роздоріжжі. Оскільки, Coinbase, одна з найбільших бірж, офіційно відкликала підтримку ключового для ринку законопроєкту — CLARITY Act.
Голова компанії Браян Армстронг висловився максимально прямо: поточна редакція документа є «гіршою за статус-кво». За його словами, індустрії краще взагалі не мати спеціального закону, ніж погодитися на правила, що душать інновації.
Після аналізу останніх правок стало зрозуміло, що закон перетворився на інструмент обмеження, а не розвитку:
Заборона токенізованих акцій: Документ фактично накладає заборону на цей перспективний сектор.
Удар по DeFi: Введення вимог, які технічно неможливо виконати в децентралізованих протоколах.
Стейблкоїни під загрозою: Поправки можуть заборонити виплату винагород (yield) за стейкінг стейблкоїнів.
Бюрократичний хаос: Замість чіткого розподілу між SEC та CFTC, закон лише розмиває межі їхніх повноважень.
Ця внутрішня суперечка вже має реальні наслідки.
Сенатський банківський комітет вже відклав заплановане на 15 січня засідання (markup session) щодо законопроєкту до кінця місяця, щоб спробувати знайти компроміс.
А ця затримка та внутрішні розбіжності в індустрії тільки підсилюють регуляторну невизначеність. Аналітики TD Cowen вважають, що це може зірвати прийняття закону в цьому скликанні Конгресу.
На тлі цих новин ралі крипторинку сповільнилося. Біткоїн (BTC) торгується близько $96 000, а Ефіріум (ETH) — біля позначки $3 300. Затримка закону стримує подальший прихід інституційних інвесторів, які очікують на чіткі правила гри.
Отже, Армстронг іде ва-банк. Це ризикована гра: або законодавці прислухаються і перепишуть закон під потреби ринку, або США ще на роки залишаться в стані «регулювання через судові позови».
#Coinbase #ClarityAct #Regulation #CryptoNews #BTC #ETH #BinanceSquare #DeFi
Голова компанії Браян Армстронг висловився максимально прямо: поточна редакція документа є «гіршою за статус-кво». За його словами, індустрії краще взагалі не мати спеціального закону, ніж погодитися на правила, що душать інновації.
Після аналізу останніх правок стало зрозуміло, що закон перетворився на інструмент обмеження, а не розвитку:
Заборона токенізованих акцій: Документ фактично накладає заборону на цей перспективний сектор.
Удар по DeFi: Введення вимог, які технічно неможливо виконати в децентралізованих протоколах.
Стейблкоїни під загрозою: Поправки можуть заборонити виплату винагород (yield) за стейкінг стейблкоїнів.
Бюрократичний хаос: Замість чіткого розподілу між SEC та CFTC, закон лише розмиває межі їхніх повноважень.
Ця внутрішня суперечка вже має реальні наслідки.
Сенатський банківський комітет вже відклав заплановане на 15 січня засідання (markup session) щодо законопроєкту до кінця місяця, щоб спробувати знайти компроміс.
А ця затримка та внутрішні розбіжності в індустрії тільки підсилюють регуляторну невизначеність. Аналітики TD Cowen вважають, що це може зірвати прийняття закону в цьому скликанні Конгресу.
На тлі цих новин ралі крипторинку сповільнилося. Біткоїн (BTC) торгується близько $96 000, а Ефіріум (ETH) — біля позначки $3 300. Затримка закону стримує подальший прихід інституційних інвесторів, які очікують на чіткі правила гри.
Отже, Армстронг іде ва-банк. Це ризикована гра: або законодавці прислухаються і перепишуть закон під потреби ринку, або США ще на роки залишаться в стані «регулювання через судові позови».
#Coinbase #ClarityAct #Regulation #CryptoNews #BTC #ETH #BinanceSquare #DeFi
ترجمة
CLARITY Act Delayed! What Now?
The crypto market was ready for a big win today, but the CLARITY Act voting in the Senate just got postponed. Here’s the deal:
The Conflict: Coinbase CEO Brian Armstrong pulled support, calling the latest draft "worse than the current mess." The main issues? Restrictions on DeFi and a ban on stablecoin rewards.
Commodity vs. Security: The goal was to classify most crypto as commodities under the CFTC, but the new legal "poison pills" have split the industry.
SCOTUS Silence: No word from the Supreme Court on Trump’s tariffs today either. The waiting game continues.
🔮 My Prediction:
Expect some sideways movement this week. The delay actually gives the industry time to fight for a better bill. If we get a "Yes" later this month, BTC at $100k is still very much on the table.
Patience is key. No bill is better than a bad bill! 💎
#Bitcoin #CryptoNews #CLARITYAct #BTC $BTC
$SOL
#MarketUpdate
The crypto market was ready for a big win today, but the CLARITY Act voting in the Senate just got postponed. Here’s the deal:
The Conflict: Coinbase CEO Brian Armstrong pulled support, calling the latest draft "worse than the current mess." The main issues? Restrictions on DeFi and a ban on stablecoin rewards.
Commodity vs. Security: The goal was to classify most crypto as commodities under the CFTC, but the new legal "poison pills" have split the industry.
SCOTUS Silence: No word from the Supreme Court on Trump’s tariffs today either. The waiting game continues.
🔮 My Prediction:
Expect some sideways movement this week. The delay actually gives the industry time to fight for a better bill. If we get a "Yes" later this month, BTC at $100k is still very much on the table.
Patience is key. No bill is better than a bad bill! 💎
#Bitcoin #CryptoNews #CLARITYAct #BTC $BTC
$SOL
#MarketUpdate
ترجمة
Why did the "Crypto Bill" get delayed today? 🕵️♂️
The U.S. Senate Banking Committee was supposed to finalize the CLARITY Act today, but they’ve pushed the session to the end of the month.
Simply put: There’s a "tug-of-war" happening between Banks and Crypto companies.
The Conflict: The bill currently bans "Stablecoin Rewards" (getting interest just for holding coins like USDC).
The Pushback: Coinbase CEO Brian Armstrong warned he might withdraw support for the bill if it limits access to DeFi and stablecoin yields.
The Impact: While the delay sounds bad, it actually shows that lawmakers are taking the industry's concerns seriously. They want a bill that sticks, not one that drives innovation offshore. 🏛️🛡️ #CLARITYAct #CryptoRegulation #bitcoin #CryptoMarket
The U.S. Senate Banking Committee was supposed to finalize the CLARITY Act today, but they’ve pushed the session to the end of the month.
Simply put: There’s a "tug-of-war" happening between Banks and Crypto companies.
The Conflict: The bill currently bans "Stablecoin Rewards" (getting interest just for holding coins like USDC).
The Pushback: Coinbase CEO Brian Armstrong warned he might withdraw support for the bill if it limits access to DeFi and stablecoin yields.
The Impact: While the delay sounds bad, it actually shows that lawmakers are taking the industry's concerns seriously. They want a bill that sticks, not one that drives innovation offshore. 🏛️🛡️ #CLARITYAct #CryptoRegulation #bitcoin #CryptoMarket
ترجمة
Blockchain Groups Sound the Alarm: Senate CLARITY Act Faces Harsh Criticism Over DeFi Threats
Ahead of a critical Senate hearing on the CLARITY Act, blockchain and decentralized finance (DeFi) advocacy groups are ramping up pressure. The DeFi Education Fund, a prominent defender of open financial protocols, is sharply criticizing eight proposed amendments, warning they could severely damage DeFi technology and software development rights.
According to the Fund, these proposed changes pose significant legal and technical threats to decentralized innovation. The group is urging senators to reject proposals put forth by lawmakers such as Jack Reed, Catherine Cortez Masto, and Elizabeth Warren, which are set to be reviewed during a hearing on Thursday, January 15, 2026.
Senate Under Fire: CLARITY Act Faces Pushback from DeFi Community
The DeFi Education Fund argues that several of the amendments could:
🔹 Empower the Treasury to sanction smart contracts
🔹 Narrow the legal definition of “non-custodial developers”
🔹 Expand FinCEN’s authority over blockchain platforms
🔹 Ban transactions involving “illegal” DeFi protocols
For example, Amendment 42 could grant broad powers to prosecute smart contracts based on potential misuse. Amendment 75, introduced by Sen. Cortez Masto, could lead to a blanket ban on certain decentralized transactions.
“We must ensure that it is people, not code, that are held accountable — or we risk crushing open innovation,” said Amanda Tuminelli, Chief Legal Officer at the DeFi Education Fund.
Crypto Community Mobilizes: Scoring Senators and Fighting Back
The DeFi Education Fund partnered with the Stand with Crypto campaign to grade senators based on how they vote on DeFi-related issues. Special attention has been drawn to Sen. Warren, who submitted over 20 amendments, including one that removes exemptions for airdrops and other token distributions.
While some amendments raise red flags, the Senate Banking Committee, led by Republican Tim Scott, released a “Myths vs. Facts” document aiming to clarify misconceptions. According to the committee, the CLARITY Act:
🔹 Protects legitimate software development
🔹 Does not threaten the banking system
🔹 Establishes clear accountability for fraud and market manipulation
🔹 Seeks to prevent future collapses like FTX
The Battle Over Crypto Regulation Intensifies
While the House passed its version of the CLARITY Act in July 2025 with bipartisan support (294–134), the Senate debate is heating up.
Coinbase has threatened to withdraw support if the current version limits stablecoin rewards. Critics argue that the bill disproportionately favors established players like Coinbase and Circle while undermining smaller innovators and open-source developers.
Supporters of the legislation stress the urgency of passing a regulatory framework before the November 2026 midterm elections. If the political landscape shifts, much of the current progress could be undone.
#CLARITYAct , #defi , #Web3 , #CryptoRegulation , #Stablecoins
Stay one step ahead – follow our profile and stay informed about everything important in the world of cryptocurrencies!
Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“
According to the Fund, these proposed changes pose significant legal and technical threats to decentralized innovation. The group is urging senators to reject proposals put forth by lawmakers such as Jack Reed, Catherine Cortez Masto, and Elizabeth Warren, which are set to be reviewed during a hearing on Thursday, January 15, 2026.
Senate Under Fire: CLARITY Act Faces Pushback from DeFi Community
The DeFi Education Fund argues that several of the amendments could:
🔹 Empower the Treasury to sanction smart contracts
🔹 Narrow the legal definition of “non-custodial developers”
🔹 Expand FinCEN’s authority over blockchain platforms
🔹 Ban transactions involving “illegal” DeFi protocols
For example, Amendment 42 could grant broad powers to prosecute smart contracts based on potential misuse. Amendment 75, introduced by Sen. Cortez Masto, could lead to a blanket ban on certain decentralized transactions.
“We must ensure that it is people, not code, that are held accountable — or we risk crushing open innovation,” said Amanda Tuminelli, Chief Legal Officer at the DeFi Education Fund.
Crypto Community Mobilizes: Scoring Senators and Fighting Back
The DeFi Education Fund partnered with the Stand with Crypto campaign to grade senators based on how they vote on DeFi-related issues. Special attention has been drawn to Sen. Warren, who submitted over 20 amendments, including one that removes exemptions for airdrops and other token distributions.
While some amendments raise red flags, the Senate Banking Committee, led by Republican Tim Scott, released a “Myths vs. Facts” document aiming to clarify misconceptions. According to the committee, the CLARITY Act:
🔹 Protects legitimate software development
🔹 Does not threaten the banking system
🔹 Establishes clear accountability for fraud and market manipulation
🔹 Seeks to prevent future collapses like FTX
The Battle Over Crypto Regulation Intensifies
While the House passed its version of the CLARITY Act in July 2025 with bipartisan support (294–134), the Senate debate is heating up.
Coinbase has threatened to withdraw support if the current version limits stablecoin rewards. Critics argue that the bill disproportionately favors established players like Coinbase and Circle while undermining smaller innovators and open-source developers.
Supporters of the legislation stress the urgency of passing a regulatory framework before the November 2026 midterm elections. If the political landscape shifts, much of the current progress could be undone.
#CLARITYAct , #defi , #Web3 , #CryptoRegulation , #Stablecoins
Stay one step ahead – follow our profile and stay informed about everything important in the world of cryptocurrencies!
Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“
ترجمة
Chris Dixon 表态：虽然《Clarity 法案》不完美，但现在是推进的最佳时机。
立法核心： 2026 年 1 月 14 日，a16z crypto 管理合伙人 Chris Dixon 发文，将 《Clarity 法案》（数字资产市场结构法案） 视为保护去中心化和支持开发者的关键立法。他认为该法案旨在为企业家提供公平竞争的机会，结束长期的监管模糊。
行业分歧： 尽管 Dixon 积极推动，但加密行业内部正出现裂痕。Coinbase CEO Brian Armstrong 于同日宣布撤回对该草案的支持，称其为“糟糕的法案”，理由是草案中包含“事实上的代币化股票禁令”、侵犯隐私的 DeFi 限制以及削弱 CFTC 权限的条款。
关键抉择： Dixon 承认法案在正式立法前仍需修改，但他强调，若要确保美国在全球加密未来的领先地位，必须在当前参议院银行委员会审查的窗口期内取得突破。
#a16z #ClarityAct #加密立法 #ChrisDixon #监管沙盒
立法核心： 2026 年 1 月 14 日，a16z crypto 管理合伙人 Chris Dixon 发文，将 《Clarity 法案》（数字资产市场结构法案） 视为保护去中心化和支持开发者的关键立法。他认为该法案旨在为企业家提供公平竞争的机会，结束长期的监管模糊。
行业分歧： 尽管 Dixon 积极推动，但加密行业内部正出现裂痕。Coinbase CEO Brian Armstrong 于同日宣布撤回对该草案的支持，称其为“糟糕的法案”，理由是草案中包含“事实上的代币化股票禁令”、侵犯隐私的 DeFi 限制以及削弱 CFTC 权限的条款。
关键抉择： Dixon 承认法案在正式立法前仍需修改，但他强调，若要确保美国在全球加密未来的领先地位，必须在当前参议院银行委员会审查的窗口期内取得突破。
#a16z #ClarityAct #加密立法 #ChrisDixon #监管沙盒
ترجمة
Why Today Is “Day Zero” for the Next Move
If the market feels tense this morning, January 15, it’s not because of a random candle. Two major decisions are unfolding today, and both can shape what happens next. While most traders watch short timeframes, the real moves are being decided off-chart.
1. The Senate Vote: The CLARITY Act
Starting at 10:00 AM EST, the U.S. Senate Banking Committee is meeting to vote on the CLARITY Act. This isn’t just another headline about regulation. It’s a framework designed to end the "security vs. commodity" war and bring clear rules to the US market.
Why it matters: Clearer rules reduce risk for big money. If this passes, it lowers the barrier for banks and pension funds that have been waiting on the sidelines. We aren't looking for a "pump" we're looking for the door to open for trillions in long-term capital.
2. BitMine’s Ethereum Play 💎
Today is the BitMine Annual Meeting in Las Vegas. After a massive shareholder vote to increase their share count, they are expected to outline their strategy to reach a 5% total supply ownership of Ethereum. They are essentially running the "MicroStrategy Playbook," but for ETH.
This is a major reason why Ethereum has shown such strong relative strength over the last 24 hours, even while Bitcoin takes a breather near its new two-month high of $97,909.
3. The Supply Pressure
Current data shows corporate treasuries are absorbing Bitcoin 3x faster than miners can produce new supply. As regulatory risk falls today, this supply-demand imbalance is only going to get tighter.
A Simple Way to See It: The Open Gate
Imagine a crowd outside a stadium with tickets and cash in hand. They want in, but the lawyers locked the gate. The CLARITY Act doesn’t guarante a rush but it unlocks that gate. Once it opens, the price matters less than the access.
Trader’s Honest Take
Expect volatility. Big news like this almost always causes a "shakeout" to trap weak hands before the real direction is clear. I’m watching the $95,000 level on Bitcoin. As long as the price holds above it, the broader bullish structure is fully intact.
Watch the news, but trade the chart.
Follow me. Charts talk louder than influencers.
$BTC $ETH $BNB
#CLARITYAct t #CryptoNew s #BinanceSquare #WriteToEarn #WriteToEarnUpgrade
1. The Senate Vote: The CLARITY Act
Starting at 10:00 AM EST, the U.S. Senate Banking Committee is meeting to vote on the CLARITY Act. This isn’t just another headline about regulation. It’s a framework designed to end the "security vs. commodity" war and bring clear rules to the US market.
Why it matters: Clearer rules reduce risk for big money. If this passes, it lowers the barrier for banks and pension funds that have been waiting on the sidelines. We aren't looking for a "pump" we're looking for the door to open for trillions in long-term capital.
2. BitMine’s Ethereum Play 💎
Today is the BitMine Annual Meeting in Las Vegas. After a massive shareholder vote to increase their share count, they are expected to outline their strategy to reach a 5% total supply ownership of Ethereum. They are essentially running the "MicroStrategy Playbook," but for ETH.
This is a major reason why Ethereum has shown such strong relative strength over the last 24 hours, even while Bitcoin takes a breather near its new two-month high of $97,909.
3. The Supply Pressure
Current data shows corporate treasuries are absorbing Bitcoin 3x faster than miners can produce new supply. As regulatory risk falls today, this supply-demand imbalance is only going to get tighter.
A Simple Way to See It: The Open Gate
Imagine a crowd outside a stadium with tickets and cash in hand. They want in, but the lawyers locked the gate. The CLARITY Act doesn’t guarante a rush but it unlocks that gate. Once it opens, the price matters less than the access.
Trader’s Honest Take
Expect volatility. Big news like this almost always causes a "shakeout" to trap weak hands before the real direction is clear. I’m watching the $95,000 level on Bitcoin. As long as the price holds above it, the broader bullish structure is fully intact.
Watch the news, but trade the chart.
Follow me. Charts talk louder than influencers.
$BTC $ETH $BNB
#CLARITYAct t #CryptoNew s #BinanceSquare #WriteToEarn #WriteToEarnUpgrade
📌 الواقع الفعلي لما حدث مع قانون Clarity Act اليوم ولماذا تأجل التصويت
ما حدث ليس إلغاءً نهائيا. شركة Coinbase سحبت دعمها لمشروع Digital Asset Market Clarity Act لأن نسخته الحالية حسب بريان أرمسترونغ قد تكون أسوأ من غياب القانون أصلا.
بعد ذلك، اللجنة المصرفية في مجلس الشيوخ أجلت جلسة التصويت بسبب تصاعد الخلافات، لا بسبب إسقاط المشروع.
أسباب الرفض تشمل:
قيود على عوائد العملات المستقرة، تضييق على الأسهم المرمّزة، تشدد ضد DeFi وخصوصية المستخدم، وتعزيز نفوذ SEC على حساب CFTC.
الخلاصة: القانون لم يلغى بل عاد لطاولة التعديل.
$DCR $ZEN
#CLARITYAct
#coinbase
#CryptoNews
ما حدث ليس إلغاءً نهائيا. شركة Coinbase سحبت دعمها لمشروع Digital Asset Market Clarity Act لأن نسخته الحالية حسب بريان أرمسترونغ قد تكون أسوأ من غياب القانون أصلا.
بعد ذلك، اللجنة المصرفية في مجلس الشيوخ أجلت جلسة التصويت بسبب تصاعد الخلافات، لا بسبب إسقاط المشروع.
أسباب الرفض تشمل:
قيود على عوائد العملات المستقرة، تضييق على الأسهم المرمّزة، تشدد ضد DeFi وخصوصية المستخدم، وتعزيز نفوذ SEC على حساب CFTC.
الخلاصة: القانون لم يلغى بل عاد لطاولة التعديل.
$DCR $ZEN
#CLARITYAct
#coinbase
#CryptoNews
ترجمة
The "Historic Vote" (High Engagement)
Headline: 🚨 TODAY IS THE DAY: The US Senate Votes on the CLARITY Act! 🇺🇸
History is being made right now. The Senate Banking Committee is voting on the Digital Asset Market Clarity Act (CLARITY). This isn't just another bill—it’s the "Maturity Test" for your favorite altcoins.
✅ The Good: It finally ends the war between the SEC and CFTC. Bitcoin and "sufficiently decentralized" assets get a clear green light.
⚠️ The Catch: There is a heated debate about banning yield/interest on stablecoin deposits. If this passes, your 10-15% APR on USDT/USDC might vanish by March.
Are you Bullish on regulation, or is this the end of DeFi as we know it? Let’s discuss below! 👇
#Regulation #CLARITYAct #CryptoNews #ETH $BTC
Headline: 🚨 TODAY IS THE DAY: The US Senate Votes on the CLARITY Act! 🇺🇸
History is being made right now. The Senate Banking Committee is voting on the Digital Asset Market Clarity Act (CLARITY). This isn't just another bill—it’s the "Maturity Test" for your favorite altcoins.
✅ The Good: It finally ends the war between the SEC and CFTC. Bitcoin and "sufficiently decentralized" assets get a clear green light.
⚠️ The Catch: There is a heated debate about banning yield/interest on stablecoin deposits. If this passes, your 10-15% APR on USDT/USDC might vanish by March.
Are you Bullish on regulation, or is this the end of DeFi as we know it? Let’s discuss below! 👇
#Regulation #CLARITYAct #CryptoNews #ETH $BTC
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