national debt is the total amount of money the federal government owes. 🏛️ It's accumulated from years of borrowing to cover spending that exceeds revenue. This debt includes money owed to the public (like investors who buy Treasury bonds) and to government accounts (like Social Security). 💰 High national debt can lead to increased interest payments, potentially crowding out other government spending, and could impact economic growth. 📉 It's a complex issue with ongoing debates about how to manage it.$XRP