#CryptoClarityAct

🔍 What’s in the CLARITY Act?

Clear regulatory roles

The bill resolves long-standing ambiguity by defining which assets are regulated by the SEC (for securities and "investment contract assets") and which fall under the CFTC (for commodities and mature blockchain-based tokens)

Reddit

Three‑tier asset framework

Digital commodities (e.g. Bitcoin): CFTC jurisdiction

Stablecoins: distinct category with tailored regulation

Restricted or early-stage tokens: classified under SEC oversight

Notabene

Reddit

Decentralization test

Assets that mature after 4 years since issuance, raise under $75M annually, and lack centralized control may qualify as commodities

Platform compliance standards

Platforms will need to register with the appropriate regulator and adhere to AML/KYC requirements, protect customer funds, disclose reserves, and meet anti-fraud obligations

Cointelegraph

Anadolu