#CryptoClarityAct

The Digital Asset Market Clarity Act of 2025, commonly referred to as the CLARITY Act, recently cleared the U.S. House and is under review in the Senate. It aims to definitively assign regulatory authority over most crypto assets: the Commodity Futures Trading Commission (CFTC) will oversee digital commodities, while the Securities and Exchange Commission (SEC) will govern tokens treated as securities based on capital-raising activities .

Supporters argue that this two‑tier framework resolves long‑standing uncertainty and could accelerate innovation by exempting many tokens from SEC oversight. Critics worry it could weaken investor protections—especially in DeFi and institutional token sales—and shift burdens away from established regulatory safeguards .

As the Senate Banking Committee refines its draft, market watchers expect the bill to feature updated rules around disclosures, definitions of ancillary assets, and layering of bank functionality with distributed ledger tech .

Overall, the CLARITY Act represents a pivotal moment in U.S. crypto regulation—potentially fostering growth while sparking debate over risk and oversight.

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