Most DeFi yield comes from chaotic, fleeting pools. @Lorenzo Protocol is taking a different approach by introducing the "Financial Abstraction Layer" (FAL). Instead of chasing temporary APYs, Lorenzo wraps complex, institutional-grade strategies into On-Chain Traded Funds (OTFs). This allows retail users to access structured, risk-adjusted returns that were previously only available to high-net-worth players. It’s not just about earning more; it’s about earning smarter. As the protocol matures, $BANK governance will play a crucial role in deciding how these massive strategies are routed.