Ripple Takes Japan: How Mizuho and SMBC are Scaling the $XRP Ledger in 2026
Ripple Labs is doubling down on its "Institutional-First" strategy in East Asia. The JFIIP initiative, launched in late December 2025, represents a rare display of unity among Japan's banking giants.
Why Mizuho and SMBC Matter
Mizuho Bank brings unparalleled scale for cross-border settlement, while SMBC Nikko provides the capital-markets expertise needed to bridge traditional finance with Web3.
Together with Securitize Japan, these partners are turning the XRPL into a "full-stack" financial infrastructure.
What to Watch in 2026:
$RLUSD Launch: The dollar-backed stablecoin is expected to debut in Japan by March 2026.
Quantum Readiness: XRPL is introducing quantum-resistant transactions via Dilithium cryptography, ensuring long-term bank-grade security.
Price Impact: XRP is currently testing the $2.09 level, fueled by real banking demand rather than retail hype.
