💣 XRP’s $900+ THEORY ISN’T HOPIUM — IT’S MATH.
Brad Garlinghouse didn’t whisper it.
He declared it:
👉 XRP could move 14% of SWIFT’s global flows.
Let that sink in.
SWIFT processes $1.5 QUADRILLION per year.
14% of that = $210 TRILLION.
That’s not crypto money.
That’s nation-state money.
If even a sliver of that volume needs an XRP for settlement, liquidity math changes forever.
This wouldn’t look like: • 2017
• 2021
• Any past cycle
It would be a liquidity shock event.
Tiny adoption = massive repricing: 0.1% → Double digits
1% → Triple digits
Institutional scale → 🤯
People argue about $3.
Markets are quietly preparing for entirely new numbers.
Disbelief always comes before repricing.

XRP
1.8492
-3.31%