learn with me Web3 & DeFi — explained in simple terms

Web3 is basically the next phase of the internet where users actually own things. Your money, your data, your identity. No banks, no big platforms controlling it. Just wallets and blockchains doing the work.

DeFi is finance built on top of Web3. It lets people lend, borrow, trade, and earn without going through banks. Everything runs on smart contracts instead of humans.

More freedom, but also more responsibility. Still early, still messy. But this is where the internet and finance are heading.