$XRP Is Designed for Payments, Not Speculation

XRP
1.4619
-1.39%
XRP’s core focus is simple: fast and low-cost cross-border payments.
Instead of replacing banks, XRP aims to:
Improve settlement efficiency
Reduce transaction time
Lower transfer costs
It’s a reminder that not all crypto projects have the same goals.
Some aim for decentralization, others for infrastructure efficiency.
Understanding intent matters more than price.