STABLECOINS ARE TAKING OVER. BILLIONS FLOODING IN.
The crypto card payment market is exploding. Projections show a jump from $1000X million monthly in early 2023 to over $1.5 billion by the end of 2025. That's over 100% annual growth. Spending via crypto cards already exceeds $18 billion annually. This isn't speculation. It's a fundamental shift in how consumers and platforms transact with stablecoins.
Why are stablecoins scaling via card rails, not direct checkout? Consumers want the familiar ease of card networks. They're storing value in stablecoins and spending through existing merchant infrastructure. Card networks offer universal acceptance, fraud protection, and rewards. Native stablecoin payments struggle to replicate these benefits at scale, especially in developed markets.
Behind the scenes, settlements are evolving. Most crypto card transactions convert digital assets to fiat before settlement. Merchants see no difference from regular card payments. Visa reports billions in stablecoin-linked card spending. Direct stablecoin acceptance by merchants faces significant hurdles for years. Crypto cards remain the primary bridge, with native payments expanding alongside.
Disclaimer: This is not financial advice.
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