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🇺🇸🏦 Bank of America CEO Brian Moynihan warns that interest-bearing stablecoins 🪙 could siphon up to $6 trillion from traditional bank deposits.
📉 Such a shift could significantly impact bank funding, potentially raising borrowing costs for small businesses that depend on bank lending.
💼 As capital moves on-chain, legacy banks may face tighter liquidity and higher loan rates.
🌍 Stablecoins offering yield are reshaping how money is stored, moved, and earned.
⚖️ The debate between innovation and financial stability is heating up fast.
⏳ Policy, regulation, and adoption will decide the outcome.
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