💬 CZ @ Davos 2026: Crypto Payments, Meme Coins, and Regulation




🌐 Crypto payments adoption remains limited – over a decade of development, yet still not mainstream.




🐶 Meme coins are highly risky – only those with cultural value and practical utility survive long-term.




⚖️ Global crypto regulation is fragmented – regulatory passporting could be a practical near-term solution.




🏦 Binance experience shows – technology alone doesn’t create risk; structural stability matters more.




CZ’s key message: Adoption is slow, hype-driven assets are risky, regulation is fragmented, and technology alone cannot fix financial system flaws.


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