نشر
FXRonin
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🚨 BREAKING: A new U.S. market structure bill moving through Congress would ban yield-bearing stablecoins — meaning stablecoins couldn’t pay interest or returns directly to holders. This provision is backed by traditional banking interests and is part of broader efforts to regulate stablecoins more tightly under frameworks like the GENIUS Act.
💡 While stablecoins like USDT and USDC traditionally generate returns through interests on the assets they back (like Treasuries), the proposed rules would forbid issuer-paid yield as part of stablecoin classification in the U.S. regulatory regime.
The catch?
This ban doesn’t kill all ways to earn on stablecoins — protocols and platforms could still offer yield via DeFi mechanisms or third-party structures — but it does remove yield as a default feature of payment stablecoins.
📈 Why it matters:
• Traditional banks are pushing for this restriction to protect their deposit base and limit competition from high-yield crypto products.
• Critics warn it could undermine the competitiveness of U.S. dollar-linked stablecoins globally, especially compared with yield-bearing digital currency alternatives in other jurisdictions.
• It could reshape where capital flows, pushing users toward offshore or DeFi solutions that pay yield indirectly.
In crypto terms:
Stablecoins just got a regime shift — from cash-like money to something that still moves on-chain but no longer rewards passive holders by default.
#USDC
#USDT
#DeFi
💡 While stablecoins like USDT and USDC traditionally generate returns through interests on the assets they back (like Treasuries), the proposed rules would forbid issuer-paid yield as part of stablecoin classification in the U.S. regulatory regime.
The catch?
This ban doesn’t kill all ways to earn on stablecoins — protocols and platforms could still offer yield via DeFi mechanisms or third-party structures — but it does remove yield as a default feature of payment stablecoins.
📈 Why it matters:
• Traditional banks are pushing for this restriction to protect their deposit base and limit competition from high-yield crypto products.
• Critics warn it could undermine the competitiveness of U.S. dollar-linked stablecoins globally, especially compared with yield-bearing digital currency alternatives in other jurisdictions.
• It could reshape where capital flows, pushing users toward offshore or DeFi solutions that pay yield indirectly.
In crypto terms:
Stablecoins just got a regime shift — from cash-like money to something that still moves on-chain but no longer rewards passive holders by default.
#USDC
#USDT
#DeFi
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