XRP Rich List: Common Myths About XRP Distribution
Many people look at the $XRP #786Ariful #Xrp🔥🔥

Rich List and assume XRP is “too centralized.” But that’s a misunderstanding of how XRP distribution actually works.
Yes, a small number of wallets hold large amounts of XRP—but most of these wallets belong to **exchanges, liquidity providers, and escrow accounts**, not individual investors. Exchange wallets represent **millions of users combined**, which naturally places them high on the rich list.
Another key point is **Ripple’s escrow system**. A large portion of XRP is locked in time-based escrows, released gradually to support liquidity and network stability. This reduces sudden supply shocks and adds transparency to XRP’s circulation.
Unlike many hype-driven tokens, XRP focuses on **real-world utility**, especially cross-border payments. Distribution alone doesn’t define decentralization—**use case, liquidity flow, and network adoption matter more**.
Understanding the context behind the XRP Rich List helps investors make clearer, less emotional decisions.