🚨 DON’T BUY A HOUSE THIS YEAR — UNLESS YOU’RE ALREADY WEALTHY

If you’re not rich, rent instead.$BNB

Buying a home right now could trap average people in long-term financial stagnation.

If you’re planning your first home purchase, wait for a major housing crash like 2008.

I’ve witnessed multiple market cycles — from the 2008 crash to the 2020 boom — and this setup looks unhealthy.

The last major housing peak was around 266 in 2006.$XRP

If you think today’s market is “stable,” you’re not early — you’re late.

This market isn’t strong.

It’s stuck.

WHY BUYING IN 2026 IS A BAD MOVE

Redfin reports 36.8% more sellers than buyers.

Buyer demand is at its lowest since 2020 lockdowns.$SOL

This isn’t a temporary dip — momentum is fading.

Most homeowners are locked into ~3% mortgage rates, while new buyers face ~6.5% rates.

That means: 👉 People can’t move

👉 Transactions are slowing

👉 Prices aren’t truly adjusting

You’re paying full price for an illiquid, overvalued asset.

Buying now =

– Highest monthly payments

– Limited upside

– Maximum risk

If you borrow heavily and home prices stagnate while paying 6.5% interest,

👉 you’re losing money — not building equity.

In this environment, homeownership is a liability disguised as a dream.

THE REAL OPPORTUNITY (HARD TRUTH)

Wait until late 2026 or 2027.

That’s when reality hits homeowners due to: – Divorce

– Job loss

– Relocation

– Retirement

– Financial pressure

Forced sellers will flood the market — that’s when prices reset.

Patience will pay.

IF YOU MUST BUY NOW

Think like an investor, not a shopper: – Assume your income could drop 20%

– Keep debt low (avoid negative equity)

– Only buy if you can hold 10+ years even if prices fall

If that feels risky — you can’t afford the house.#WhoIsNextFedChair