A major issue in crypto has been the difficulty of making simple payments easy. High fees, slow processing times, and confusing processes change regular transfers into a difficult task. But Plasma is beginning to change this. By allowing stablecoin transfers with no fees, Plasma gets rid of issues where it matters most: actual use. Transferring value feels quick and reliable, not speculative. Instead of being made for traders, XPL is created for users, applications, and daily transactions. This focus on practicality instead of hype fixes a main problem in crypto. When payments are finally easy to make, using crypto becomes a reality rather than just a concept.