Ato CLARITY entra em fase crítica: Casa Branca tenta mediar bancos vs cripto. Stablecoins no centro do conflito, enquanto o Senado avança via CFTC. Alta tensão regulatória.

#USCryptoMarketStructureBill (specifically the CLARITY Act) has moved from a legislative deadlock into a high-stakes "shuttle diplomacy" phase led by the White House.
​Here is the breakdown of the most significant developments from the last three days:
$HANA $GPS $IRYS
​1. The White House "Crypto Summit" (Today, Feb 2)

​The biggest news is occurring today, February 2, 2026. The White House’s Crypto Council led by the administration’s "Crypto Czar," David Sacks is hosting a closed-door summit with top executives from Coinbase, the Blockchain Association, and the American Bankers Association (ABA).

The Goal: To broker a peace treaty between the banking and crypto sectors to restart the stalled Senate Banking Committee version of the bill.

​The Conflict: The "Stablecoin Rewards" dispute. Banks argue that allowing crypto exchanges to pay rewards (e.g., 3.5% on USDC) siphons deposits away from community banks. Coinbase and others argue that banning these rewards is a "TradFi giveaway" that kills competition.

Senate Ag Committee Breakthrough (Jan 29–31)

​While the Banking Committee remains stalled, the Senate Agriculture Committee officially advanced its portion of the market structure bill on Thursday, January 29.

​The Vote: Passed 12–11 along strict party lines.

What it does: This version, championed by Senator John Boozman (R-AR), would grant the CFTC primary oversight of the spot market for "digital commodities"

The "GENIUS Act" Friction

​Over the weekend, industry analysts highlighted that the current market structure battle is an attempt to "patch" the GENIUS Act (the stablecoin framework passed in Summer 2025).

​The GENIUS Act prohibits stablecoin issuers from paying yield, but the current Market Structure Bill (Section 404) would extend that ban to exchanges and third-party platforms.

#GENIUSAct