Here's what the January ETF data actually reveals.
BTC and ETH are experiencing institutional outflows. $XRP is experiencing inflows.
The numbers:
BTC: -$1.61B
ETH: -$353M
XRP: +$15.6M
Smart money is quietly rotating.
Why? Three reasons.
First, BTC and ETH are crowded. Everyone who wanted exposure already has it. The easy institutional money already moved.
Second, $XRP now has regulatory clarity. Post-SEC resolution, it's no longer a liability on compliance checklists.
Third, utility. Cross-border payments. Settlement infrastructure. Real use cases institutions actually care about.
This is how rotation begins. Not with announcements. With flows.
The ones paying attention already see it.
BTC
71,192.4
-7.05%
ETH
2,115.6
-7.16%
XRP
1.4294
-11.14%