Dusk Network Building the Missing Infrastructure for RegulatedPrivacyNative Finance

IntroductionWhy finance needs a different kind of blockchain

Most blockchains were not designed for real finance

Bitcoin optimized for censorship resistanceEthereum optimized for programmabilityLater networks optimized for speedfees, or composability But regulated financial markets securitiespaymentsand realworld assets operate under a very different set of constraints confidentialityauditability finality and legal compliance

This is where Dusk Network positions itself

Founded in 2018 Dusk is a Layer1 blockchain created specifically to support regulated financial infrastructure with builtin privacy. Instead of treating compliance and confidentiality as external features or optional layers, Dusk integrates them directly into its core protocol design

The result is not a generalpurpose blockchain trying to adapt to institutions but a purposebuilt financial settlement network designed to meet institutional standards from day one

The core problem Dusk is solving

Traditional financial markets rely on privacy

Trades are not public. Counterparties are confidential. Positions are hidden. Settlement details are disclosed only to regulatorsauditors or authorized parties

Public blockchains invert this model. Every transaction, balance, and interaction is visible to everyone a design that works well for open networks but is fundamentally incompatible with regulated finance

Attempts to bridge this gap usually fall into one of three categories

Permissioned blockchains that sacrifice decentralization

Privacy addons layered on top of public chains

Offchain compliance bolted onto onchain activity

Dusk takes a fourth approach privacy and auditability are native protocol features

Architectural philosophy privacy without obscurity

Dusk is often described as a privacy blockchain but that description is incomplete

Privacy on Dusk is not about hiding activity from regulators it is about controlling who can see what and when

The network is designed around three key principles

Confidential by default transaction details are shielded using zeroknowledge cryptography

Auditable by design authorized entities can verify transactions without exposing them publicly

Regulationcompatible the protocol supports compliance workflows instead of resisting them

This philosophy shapes every layer of the network

The modular Dusk stack

DuskDS the settlement and consensus layer

At the base of the network is DuskDS, the protocol layer responsible for

Consensus

Block production

Finality

Data availability

DuskDS is optimized for financial settlement, not just transaction throughput. Finality is deterministic once a transaction is finalized, it cannot be reorganized. This property is critical for securities settlementpayments, and institutional risk management

Succinct Attestation consensus built for finance

Dusk uses a proprietary ProofofStake mechanism called Succinct Attestation

Unlike traditional PoS models that reward only block producers, Succinct Attestation

Separates block generation from block validation

Rewards validators for active participation

Uses committeebased attestations to finalize blocks

This structure improves decentralization, reduces latency, and produces predictable settlement finality a requirement for regulated markets

Two transaction modelsPhoenix and Moonlight

One of Dusk’s most distinctive design choices is the coexistence of two transaction models

Phoenixshielded privacypreserving transactions

Phoenix is Dusks confidential transaction system, built using zeroknowledge proofs and a UTXO-style model

With Phoenix

Transaction amounts are hidden

Counterparties are private

Smart contracts can operate on encrypted state

Phoenix is used for

Confidential transfers

Institutional trading

Privacyaware smart contracts

Moonlight transparent accountbased transactions

Moonlight supports public, accountbased transactions similar to Ethereum

This model is used when

Transparency is required

Performance is prioritized

Interoperability with existing tooling matters

By supporting both models, Dusk avoids forcing all use cases into a single privacy or transparency paradigm

Zeroknowledge proofs as infrastructur

not features

In many ecosystems, zeroknowledge technology is bolted on as an enhancement

On Duskzeroknowledge proofs are infrastructural

They are used to

Validate transactions without revealing data

Prove regulatory compliance

Enable selective disclosure to auditors

Protect on-chain business logic

This approach allows institutions to operate onchain without exposing proprietary strategies client data or market positions

Smart contracts and execution environments

Native execution (Rusk

Dusk’s core node software Ruskis written in Rust and supports native smart contract execution optimized for privacyaware logic

Rusk enables

Confidential state transitions

ZKintegrated contract logic

Highassurance execution for financial applications

DuskEVM familiarity without compromise

To reduce adoption frictionDusk also provides DuskEVMan Ethereumcompatible execution layer

DuskEVM allows developers to

Deploy Solidity contracts

Use familiar tooling HardhatFoundry

Build dApps that inherit Dusk’s settlement guarantees

Unlike standard EVM chains, DuskEVM settles through DuskDS and can integrate with Phoenixbased privacy primitives when needed

Tokenomics and network economics

Token DUSK

Maximum supply 1 billion DUSK

Initial supply 500 million

EmissionGradual issuance over ~36 years

DUSK is used for

Staking and validator participation

Transaction fees denominated in LUX

Governance

Network security

The emission schedule is designed to support long-term network sustainability rather than shortterm yield extraction

From theory to practice realworld adoption

Tokenized securities and regulated markets

Dusk’s most significant realworld focus is tokenized financial instruments

Through partnerships with licensed entities such as NPEX Dusk is being used to power blockchainbased securities issuance and trading within regulated frameworks

This includes

Equity and bond tokenization

Onchain settlement

Regulatory reporting

Custody integrations

Unlike experimental DeFi tokenization these assets exist within recognized legal and regulatory structures

Regulated payments and digital money

Dusk also supports regulated payment instruments including electronic money tokens EMTs

These instruments enable

Onchain settlement in fiatbacked units

Compliance with EU payment regulations

Integration with tokenized securities workflows

This positions Dusk as a full financial stack rather than a singleuse blockchain

Why Dusk matters in the broader crypto landscape

Dusk does not compete directly with highthroughput consumer blockchains or memedriven ecosystems

Its real competitors are

Legacy financial infrastructure

Permissioned blockchains

Post-trade settlement systems

Dusk’s bet is that regulated finance will not move onchain without privacy and that privacy cannot be credible without auditability

Challenges and longterm outlook

Dusk faces real challenges

Educating institutions on public-chain settlement

Navigating evolving regulatory frameworks

Competing with centralized incumbents

Scaling developer adoption beyond finance

However its strength lies in focus. Dusk is not trying to be everything for everyone. It is building infrastructure for a specific highvalue segment of the global economy

Conclusiona quiet but structural innovation

Dusk Network is not loudflashy or speculative by design

It is infrastructure slow to buildhard to explainbut essential if blockchain technology is to move beyond experimentation into real financial markets

If the future of finance is onchainit will not be fully publicfully opaqueor fully permissioned

It will look much closer to what Dusk is building

private by defaulttransparent when requiredand compliant by design

@Dusk $DUSK

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