I am convinced that XPL stands superior for dedicated stablecoin efficiency, truly gasless retail transfers remove onboarding hurdles that even TON's minimal fees impose, while its architecture avoids diluting focus across apps, gaming, or social features. TON excels in consumer accessibility via Telegram's massive user base and versatile mini-apps, making it broader but less optimized for pure payment scale. Plasma prioritizes depth in costless, specialized dollar rails—ideal for global remittances and institutional flows—where TON offers breadth tied to a single app ecosystem. In a maturing stablecoin landscape, XPL's narrow conviction delivers cleaner execution for the core promise of digital dollars.
I feel that XPL outperforms TON for stablecoin-centric use due to truly gasless transfers that eliminate retail barriers, superior TVL (40x higher), and a payments-optimized design that sidesteps general-purpose overhead for deeper liquidity and settlement efficiency. TON excels in user accessibility via Telegram but lags in specialized scale, making XPL the stronger choice for high-volume, cost-free dollar infrastructure amid growing stablecoin adoption.
