stablecoin

Limited stablecoin rewards are favored by the White House, and if bankers sign off, they'll be in the next draft of the crypto market structure bill, according to two people familiar with the negotiation.
At a Thursday working session meant to secure common ground on stablecoin rewards between banks and the crypto industry, the White House made it clear that certain rewards programs were going to stay in the next draft of the crypto market structure bill, the people said. Representatives of Wall Street banks that attended the meeting actively worked on that language, and the White House will put together an updated draft to circulate among them, they said.
This section of the U.S. Senate's Digital Asset Market Clarity Act — the crypto industry's top policy aim in Washington — is one of the major fault lines for the legislation that would govern the operations of U.S. crypto markets. As it happens, the stablecoin section (404 of the draft bill) has nothing directly to do with market structure, and the revisions being discussed would actually overhaul an earlier crypto effort that became law last year, the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act.
This was the third White House sitdown between bankers and crypto insiders, and after the bankers dug in their heels on allowing stablecoin rewards last time, White House negotiators arrived at the table with a position that some rewards must be allowed for certain activities and transactions, but not for holdings of stablecoins that more closely resemble deposit accounts. The White House team — led by President Donald Trump's crypto adviser, Patrick Witt — urged a quick resolution on this point that allows the legislation to move forward, the people said.
That reflects the fear expressed by bankers: that stablecoin rewards would undermine their bread-and-butter business model that depends on customers making interest-bearing deposits.
Participants at the meeting privately expressed hopes that the compromise they've waited for is potentially very close. Spokespeople for the White House didn't immediately respond to a request for comment.
"Today's meeting at the White House was a constructive step forward in resolving outstanding issues related to rewards and keeping market structure legislation on track," Blockchain Association CEO Summer Mersinger, who has been among those at the table, said in a statement after the gathering.
If the banks decline to shake hands on limited rewards, the status quo is the GENIUS Act, which gives crypto platforms a much freer hand with rewards programs than this proposal would. If they instead give this approach a nod, their agreement would be likely to sway reluctant senators back into support.
However, this is just one of several holes in the Clarity Act that need to be filled with negotiated language. The crypto industry also remains very involved in the requests from Democratic lawmakers that the bill ramp up the protections against bad actors in crypto, especially in the decentralized finance (DeFi) space.
Also, Democratic negotiators have insisted on a couple of other points that may put them at odds with the White House. They've demanded a ban on senior government officials getting directly involved in the crypto industry — a position targeted most directly at President Donald Trump. They've also called for the White House to name a full slate of commissions at the Commodity Futures Trading Commission and the Securities and Exchange Commission, including their Democratic vacancies.
None of the Democrats' major issues have yet been resolved. If the Senate Banking Committee moves forward with a hearing to advance the bill, as the Senate Agriculture Committee did, the outcome may again be partisan if the parties don't find answers to those points. That won't prevent the legislation's advancement through the next step, but it can't win approval from the overall Senate without significant Democratic support.
#stablecoin #Genisus #whitehouse
$USDC
$USDP
$USDE

In uncertain market conditions, liquidity and capital concentration often tell a more meaningful story than price alone. According to recent data from on-chain analytics firm CryptoQuant, Binance now holds about $47.5 billion in combined USDT and USDC stablecoin reserves, representing roughly 65 % of all stablecoins held across centralized exchanges. That figure is up roughly 31 % year-over-year, even amid broader bearish sentiment a strong signal of market confidence and resilience.

💧 Why Stablecoin Reserves Matter
Stablecoins like USDT and USDC act as the core liquidity backbone of the crypto market. They are used for:
Spot and derivatives settlementLiquidity provisioning across exchangesFast capital rotation between assetsCross-border settlement
When a large share of stablecoin liquidity is concentrated on one platform, it means that the platform plays a central role in facilitating market flows and price discovery. In Binance’s case, holding the majority of exchange stablecoins reinforces its position as the primary liquidity hub in the crypto ecosystem.

📊 Binance vs. Other Exchanges
CryptoQuant’s snapshot of exchange reserves indicates a significant gap between Binance and competitors:
Binance: ~$47.5 B (≈ 65 % of all USDT/USDC on exchanges)OKX: ~$9.5 B (≈ 13 %)Coinbase: ~$5.9 B (≈ 8 %)Bybit: ~$4 B (≈ 6 %)
This dominance shows that Binance’s liquidity depth is far greater than that of nearly all other centralized exchanges combined, making it a go-to venue for both institutional and retail participants when executing large trades, entering or exiting positions, or reallocating capital.

📈 Stablecoin Flows Reflect Broader Market Patterns
Stablecoin outflows from centralized exchanges have recently cooled significantly, with total reductions of around $2 billion over the past month far lower than the $8.4 billion observed during the market sell-off at the end of 2025. This moderation suggests that capital isn’t leaving crypto altogether; rather, it is consolidating around deeper liquidity pools, especially on Binance.
As one analyst put it, capital isn’t rushing out of crypto it’s consolidating, particularly on Binance. This reflects confidence that liquidity is secure and functional, even during market stress.

🔐 What This Implies for Users and Traders
🟢 Market Confidence
A year-over-year increase in stablecoin reserves, despite a broad downturn, signals ongoing confidence in Binance as a safe and liquid venue.
⚡ Liquidity Depth
With the largest pool of stablecoins, Binance offers deep liquidity which means tighter spreads, better execution, and more efficient markets for traders of all sizes.
🌍 Consolidation of Capital
Capital concentration doesn’t necessarily imply risk; it can indicate a flight to quality during stress, with users preferring exchanges that hold the most liquidity.
📉 Market Stability Signals
Slower outflows and growing reserves suggest that the market may be transitioning from reactionary selling to strategic positioning, where liquidity remains parked and ready for future opportunities.
🔁 Bottom Line
Even amid bearish sentiment, Binance’s stablecoin reserve data highlights its resilience and central role in global crypto liquidity. Controlling roughly 65 % of exchange stablecoin holdings and growing year-over-year shows that investors still trust Binance as a primary market hub capable of handling capital flows, facilitating execution, and anchoring liquidity in volatile conditions.
Stablecoin dominance isn’t just a statistic it’s a signal of trust, continuity, and market leadership in action.
$USDC $USD1
#stablecoin #StablecoinRevolution
⚠️ Disclaimer
This article is for informational purposes only and does not constitute financial or investment advice. Always do your own research before trading or investing.

Hi everyone, Manjunath here! Running Manjun Beauty USA has taught me a lot about global business. Do you know what the biggest headache is? Currency exchange rates and bank delays. 🏦
​This is why Stablecoins like $USDC are the ultimate secret weapon for e-commerce.
​Instead of worrying about crypto prices going up and down, or waiting 5 days for a traditional bank transfer, I get paid instantly in digital dollars. The value stays exactly at $1.00, and the transaction fee is basically zero. If you want to see real-world crypto adoption, look at how businesses are using stablecoins!
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​#USDC #stablecoin #Business #Crypto #BinanceSquare $USDC

Plasma faces a pivotal year in 2026 due to a major unlock of 2.5B XPL (25% of total supply) in July, which could create significant downward pressure. Despite this challenge, Plasma’s fundamentals remain strong. Daily USDT transfers are robust, and its TVL sits around $5.3B, showcasing real adoption in stablecoin infrastructure. The project is competing directly with TRON and STABLE for dominance in stablecoin transfer volume, a critical battleground in DeFi. Price projections are volatile, with lows near $0.03 in early 2026 due to unlock anticipation, but potential highs above $0.13 in September 2026 if adoption continues to accelerate. Plasma’s narrative is clear: it is building infrastructure for stablecoin transfers, but success depends on balancing adoption strength against supply unlock risks.

👉 @Plasma $XPL #stablecoin

Odds of the US CLARITY Act passing in 2026 briefly spiked to 90% on Polymarket amid optimistic comments from US Senator Bernie Moreno.
The US CLARITY Act, a highly anticipated bill aimed at providing greater clarity for the US crypto industry, could make it through Congress in just over a month, according to crypto-friendly US Senator Bernie Moreno.
“Hopefully by April,” Moreno told CNBC during an interview at US President Donald Trump’s Mar-a-Lago property in Florida on Wednesday.
#coinbase CEO Brian Armstrong joined Moreno for the interview, explaining that they were with representatives from the crypto, banking and US Congress at the World Liberty Financial (WLF) crypto forum to reach a solution on market structure.
“A path forward” is in sight, says Moreno
“One of the big issues that did come up in the past was this idea of stablecoins on rewards,” Armstrong said. The banking industry previously raised concerns that offering stablecoin yields could undermine traditional banking and shift deposits and interest away from banks.
While Armstrong had issues with the draft bill and withdrew his support for the CLARITY Act in January, he said there is “now a path forward, where we can get a win-win-win outcome here.”
“A win for the crypto industry, a win for the banks, and a win for the American consumer to get President Trump’s crypto agenda through to the finish line, so we can make America the crypto capital of the world,” Armstrong said. 
Armstrong said the crypto exchange previously couldn’t support the bill because it includes provisions that ban interest-bearing stablecoins and position the US Securities and Exchange Commission as the primary regulator of the crypto industry. The White House was reportedly disappointed by Coinbase’s decision to withdraw its support, describing the move as a “unilateral” action that blindsided administration officials.
Moreno admitted that the delay stems from “getting hung up” on the #stablecoin rewards, which he said “shouldn’t be part of this equation.”
Crypto prediction platform Polymarket’s odds of the US CLARITY Act passing in 2026 briefly surged to 90% on Wednesday before falling to 72% at the time of publication.
Moreno shuts down idea of a Democrat-led midterm election
Meanwhile, Moreno dismissed the idea that a Democratic takeover of Congress could threaten the bill when asked. “The House isn’t going to go Democrat, and neither is the Senate,” Moreno said.

“The American people are sick and tired of open borders; that is why we got elected. They were sick and tired of high inflation, and they were sick and tired of an out-of-control government,” he added. 
On Dec. 19, White House crypto and AI czar David Sacks voiced strong confidence that the bill would pass early this year.
“We are closer than ever to passing the landmark crypto market structure legislation that President Trump has called for. We look forward to finishing the job in January,” Sacks said at the time.
#bullishleo