#HumaFinanceLaunch

Here’s a polished 100‑word overview of Huma Finance:

Huma Finance (HUMA) is a decentralized PayFi protocol launched in early 2025 that enables real‑world payments and credit access using tokenized income and receivables as collateral. Unlike traditional DeFi, users borrow against projected payroll, invoices, or remittances instead of crypto assets, democratizing access for under‑banked individuals and businesses (academy.generallink.top). HUMA is its native utility and governance token, used for staking, protocol governance, liquidity incentives, and a deflationary buy‑and‑burn mechanism that uses 50 % of borrower fees (coindesk.com). Backed by investors like Solana, Circle, Galaxy Digital, the protocol aims to process billions in cross‑border and trade finance settlement, targeting $10 billion in transaction volume by end of 2025 (messari.io).