In 2026, focus on these high-utility crypto project types (based on current dominant trends):

1. Real-World Asset (RWA) tokenization

Tokenized treasuries, bonds, private credit, equities, and real estate; mainstream adoption by institutions (BlackRock, etc.).

2.Stablecoins & payment infrastructure

Regulated stablecoins and stablechain projects powering global payments and fintech integration.

3.AI + Crypto

AI agents, decentralized AI tools, on-chain AI execution, and AI-driven security/operations.

4. Prediction markets & on-chain derivatives

Platforms like Polymarket expansions, perps DEXs, and markets for everything.

5.Privacy & ZK tech

Privacy-focused chains, ZK protocols, and anonymous tools gaining traction.

6.DePIN & modular infrastructure

Decentralized physical infrastructure + high-performance L1s/L2s (e.g., Solana ecosystem growth).

7.Advanced DeFi Yield-bearing stable products, improved tokenomics, and on-chain vaults ("ETFs 2.0").

These emphasize utility, institutional flows, and real integration over pure speculation. Prioritize strong teams and regulatory alignment. DYOR.