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#whenwillclarityactpass $XRP Ripple CEO Brad Garlinghouse shared insights on the stalled Clarity Act and XRP regulatory clarity in a recent interview with Maria Bartiromo. The legislation aims to provide regulatory clarity, but has faced delays with Coinbase recently pulling its support.
Garlinghouse noted that a high-level meeting at the White House with crypto and banking leaders was scheduled that day, with Ripple’s Chief Legal Officer representing the company.
✨Importance of the Clarity Act
Brad Garlinghouse is confident the bill will pass, citing strong support from the White House and prediction markets that estimate a 90% chance of passage by April. He emphasized that clarity is essential for the U.S. to maintain leadership in crypto.
Speaking on Ripple’s stance on regulation, he stated, “Our position is very much, don’t let perfection be the enemy of progress.” He noted that while no bill is perfect, progress in regulation is critical for the industry to thrive.
Garlinghouse also stressed that Ripple has already secured regulatory clarity for XRP through the courts. “We got sued by the U.S. government and had a judge, a federal judge, say XRP is not a security. We have clarity,” he said. He compared this to the Genius Act, which provided similar clarity for stablecoins. The Clarity Act will extend this certainty to the broader U.S. crypto industry, which still operates in legal limbo.

✨Securities Oversight and Market Performance
Garlinghouse explained the differences between SEC and CFTC oversight. Securities involve obligations like board governance and shareholder rights, which do not apply to XRP. He criticized applying outdated securities frameworks to crypto, stating, “I think the courts have clarified that. And if we get the Clarity Act passed, I think the whole industry can continue to thrive here.”
He also addressed recent market volatility, highlighting that XRP has been the best-performing major cryptocurrency in 2025. The token has fallen only about 20% this year, compared to ETH at 33%. Garlinghouse said this resilience reflects practical adoption.
✨Corporate Adoption and Treasury Solutions
Ripple has expanded through acquisitions in different sectors. Garlinghouse drew attention to Ripple Treasury, which processed $13 trillion in payments last year without crypto. The company now integrates digital assets.
He noted that Treasurers, CFOs, and CEOs are looking to integrate Ripple’s technology and unlock capital trapped overseas. The $1 billion treasury deal involving Evernorth strengthens this institutional integration.
✨Industry Support for Regulation
Garlinghouse said the main obstacle to the Clarity Act is disagreement over stablecoin reward rules. Most of the industry supports progress even if the bill isn’t perfect. Traditional firms like Goldman Sachs also support clear rules, and regulatory clarity lets companies adopt digital assets with confidence and efficiency.

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