$XRP ETFs Are Pulling in Big Money

XRP is getting a lot of attention in 2026, mainly because huge amounts of money are flowing into XRP exchange-traded funds (ETFs).

Since launching in November 2025, XRP ETFs have attracted about $1.37 billion in total investments. They even had 35 straight trading days with no money leaving, something Bitcoin and Ethereum ETFs couldn’t match. That makes XRP the second-fastest crypto ETF to pass the $1 billion mark after Bitcoin.

These buyers aren’t small traders they include pension funds and big asset managers who usually invest for the long term, not quick flips. That’s why money kept coming in even when XRP’s price dipped after a strong rally in early January.

At the same time, the amount of $XRP sitting on exchanges has dropped sharply from around 3.7 billion coins to about 1.6 billion, a 57% fall. When coins move off exchanges into ETF custody or long-term wallets, fewer are available for trading. That tight supply can help push prices higher if demand stays strong.

Regulation also helped. After the SEC settled its case with Ripple in August 2025, big firms felt safer launching XRP ETFs. Now companies like Canary Capital, Bitwise, Franklin Templeton, Grayscale, and 21Shares all offer XRP funds.

There are still mixed signals, though. Some Korean exchanges saw big XRP withdrawals which in the past came before major rallies and large “whale” transfers hit multi-month highs. But U.S. XRP ETFs also saw their first one-day outflow in January, about $40 million, which made the outlook less clear in the short term.

👉 XRP ETFs have pulled in $1.37B, showing strong institutional interest.

👉 XRP on exchanges is at multi-year lows, tightening supply.

👉 That could support higher prices but some recent outflows mean the next move isn’t guaranteed yet.