Why institutions are suddenly circling XRP: Canary Capital’s big bet explained After years of courtroom drama and regulatory uncertainty, XRP is finally attracting serious institutional attention — and for reasons that go beyond speculation. In a recent stream, Chris Regan, co-founder of Cheeky Crypto, laid out why Canary Capital is now moving into XRP and what that could mean for the token’s role in global finance. From experiments to real-world finance Regan opened with a blunt observation: “While many blockchain networks remain in the experimental stage, the XRP ledger is processing real financial transactions, real world financial use cases, not speculative applications, and are drawing institutions attention.” That transition from “proof of concept” to practical utility is central to Canary Capital’s shift. Steven McClurg, CEO of Canary Capital — historically a Bitcoin-focused asset manager — has recalibrated his view toward XRP because of its clear advantages for cross-border liquidity. Traditional rails like SWIFT can take 3–5 days to settle and carry high fees. The XRP Ledger (XRPL) settles in roughly 3–5 seconds with negligible costs, making it much more attractive for moving big sums quickly. Institutional moves and regulated products Canary Capital is now moving ahead with filings for regulated Ripple investment products. That matters because the industry conversation has shifted: the question is no longer whether assets will be tokenized, but which blockchain will become the backbone for trillions of dollars in tokenized assets. As McClurg put it, “We see XRP as the essential financial plumbing for the next century of finance.” He added, “It is the first asset that we’ve seen that actually solves a multi-trillion dollar liquidity problem in real time.” Utility disconnecting price from Bitcoin For years, XRP’s price largely tracked Bitcoin. That link appears to be weakening in 2026 as XRPL usage grows. Value is increasingly tied to real-world activity — tokenized bonds, real estate, and other assets — rather than market sentiment alone. RLUSD, a dollar-pegged token on XRPL, reached a market value of $1.3 billion within its first year and is already being used to move large sums efficiently, demonstrating practical demand on the ledger. “The secret source of the XRP ledger is not its speed. It’s the lack of smart contract risk,” Regan noted, highlighting XRPL’s simpler, lower-risk model compared with complex smart-contract platforms. Price outlook and analyst views Regan said a $5 price target for XRP once seemed unrealistic but has become more plausible as utility grows. Major institutions are taking notice: analysts at Standard Chartered have projected prices as high as $8, based on the liquidity needed to settle even a small share of the global bond market. “For years, the XRP price has been a victim of sentiment-driven volatility. But the transition to a utility driven market changes the math entirely,” Regan said. Short-term picture: price, technicals, and risks At the time of reporting, XRP traded at $1.92, down 2.44% over 24 hours, according to CoinMarketCap — a pullback partly attributed to market reactions to Trump’s tariff shock. AMBCrypto’s technical analysis still viewed the broader setup as constructive: XRP has been holding a key demand zone between $1.96 and $2.00 that has acted as solid support since December 2024. However, weekly charts show weakening volume and momentum. Recent liquidations may have cleared weaker positions, potentially increasing the chances of a short-term bottom. Takeaway Institutional interest in XRP now looks driven less by hype and more by practical utility: faster settlement, lower costs, and growing on-ledger adoption for tokenized assets. With regulated product filings and big-name asset managers re-evaluating XRP’s role in liquidity, the narrative is shifting from legal drama to infrastructure play — and that could change how markets value the token over the medium to long term. Disclaimer: AMBCrypto's content is informational and not investment advice. Trading cryptocurrencies is high risk; do your own research before making decisions. © 2026 AMBCrypto Read more AI-generated news on: undefined/news

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