jpmorgan

By mid-February 2026, Bitcoin [BTC] has entered a highly unstable phase, with sharp swings in price and mixed signals from the market.
Although Bitcoin has recovered to about $70,318, gaining 2.23% in one day, it is still down by 26% in the past month, showing how severe the recent drop has been.
This fall has pushed the Crypto Fear and Greed Index to 13, a level called “Extreme Fear,” which reflects strong panic among investors.
Despite this fear, Bitcoin is still dominating the crypto market, holding nearly 59% of the total market value.
Mixed Bitcoin dynamics
At the same time, large investors are slowly returning.
After big money flowed out earlier in the week, spot Bitcoin ETFs saw $15.1 million in new inflows on 13th February, suggesting that institutions may be buying again.
On the technical side, Bitcoin’s network is also changing. For the first time in years, both mining difficulty and hashrate are falling.

This means some miners are shutting down because rising costs and lower prices are making it hard to stay profitable. This phase is often called miner capitulation.
Overall, the market is caught between fear from small investors and quiet buying from big players.
While short-term charts still show uncertainty, major Wall Street banks are now focusing on long-term buying rather than short-term price moves.
J.P. Morgan’s long-term bet
Seeing the current market dynamics, J.P. Morgan has lowered Bitcoin’s estimated “price floor” (the cost to produce one Bitcoin) from $90,000 to $77,000.
This change happened mainly because mining difficulty fell by about 15%, many high-cost mining operations shut down, and severe winter storms in the U.S., especially in Texas, disrupted mining activity.
Yet, despite these challenges and adjustments, J.P. Morgan expects Bitcoin to reach $266,000 in 2026.
This confidence is based on hopes that the CLARITY Act will pass, making it easier for large institutions to invest in crypto.
This followed the bank’s building its own crypto systems. Through its Kinexys unit, it is expanding its digital dollar token and preparing to offer crypto custody services for Bitcoin and Ethereum.
Additionally, Goldman Sachs, which once criticized Bitcoin, has now also added major digital assets to its portfolio. 
What does this mean for investors?
All this is because the banks believe new regulations will make crypto safer and more attractive for large investors.
Interestingly, the Donald Trump administration is strongly supporting the CLARITY Act.
Patrick Witt, who works with the White House on digital assets, said the goal is to pass the law before the November 2026 midterm elections.
However, the bill is moving slowly in the Senate. 
Now, whether the CLARITY Act passes soon or later in 2026, crypto in the U.S. is moving away from a wild west phase and toward a more regulated, bank-supported system.
Final Summary
Bitcoin is going through a major test phase, with high volatility and strong fear among small investors.Falling mining difficulty and hashrate point to miner capitulation, which often happens during major market resets.
#cryptooinsigts #JPMorgan #CryptoNewss

I read about JPMorgan yesterday and actually paused. Not another tweet about "exploring blockchain." Not a pilot program for 2027. Right now, their institutional clients can pledge Bitcoin or Ethereum as loan collateral. Assets sit with vetted custodians, the bank applies strict margins and real-time price monitoring—just like with stocks.
This isn't about "crypto being legalized." It's about a systemically important bank no longer seeing BTC as speculative junk—but as legitimate collateral. Period.
What changes? First, institutions stop facing that binary choice: "sell on a dip or stay illiquid." Now they can pledge, grab dollars, and keep operating—without dumping. Second, hedge funds and market makers gain flexibility: hedge without liquidating positions. Third—and this matters—banks don't accept collateral without transparent pricing and stress tests. JPM's involvement raises the trust bar for the entire infrastructure.
Regulators watch moves like this closer than Elon's tweets. When a trillion-dollar bank embeds crypto into its lending machinery, it's not marketing. It's a de facto reclassification of the asset.
The real question isn't when other banks will follow. It's how market behavior shifts when selling during a drawdown becomes less rational than simply pledging and waiting it out. Are you ready for that kind of volatility?
#JPMorgan $BTC $ETH

After one of the most brutal starts to a year in crypto history, the market is showing its first real signs of life. As of February 14, 2026, $XRP surged 4.40% in 24 hours to around $1.46, with a rally supported by over $365 million in liquidations forcing bearish traders to close positions. $BTC is trading around $69,522, staging a modest recovery after briefly crashing below $61,000 just days ago.
This isn't a full-blown bull market reversal, but it's the first sustained green we've seen since the October 2025 peak when Bitcoin hit $126,000.
Why the Market Turned Green
The recovery stems from three converging forces: technical oversold conditions, short squeeze dynamics, and bargain hunting.
On February 5, Bitcoin registered a -6.05σ move on the rate-of-change Z-score, placing it among the fastest single-day crashes in crypto history. Multiple indicators reflected elevated stress levels, with #Bitcoin futures #RSI falling below 21, an extreme oversold level that has historically preceded periods of stabilization and relief rallies.
When markets reach these extremes, mean reversion becomes increasingly probable. The Crypto Fear & Greed Index recovered from 7 on the weekend to 14 by late Monday, though these readings remain too low for confident purchases. That extreme fear created the conditions for the current bounce.
#BlackRock revealed that only about 0.2% of the firm's iShares Bitcoin Trust saw redemptions during last week's volatility, despite heavy market swings. The panic was happening on leveraged trading platforms, not through institutional #ETF holders, a crucial distinction that suggests institutional conviction remains intact.
The Deleveraging That Preceded the Green
To understand this recovery, you need to understand what came before it. Bitcoin crashed below $65,000 in early February, with the market witnessing record realized losses of approximately $3.2 billion on February 5, a figure surpassing the FTX collapse.
But here's what matters: this was orderly deleveraging rather than capitulation, with leverage normalized and volatility remaining below prior bear-market levels despite a roughly 20% year-to-date decline.
Three factors drove the sell-off: disappointing tech earnings that cracked the AI narrative, a violent precious metals unwind, and uncertainty around Kevin Warsh's Fed chair nomination. These were macro headwinds, not crypto-specific failures. The infrastructure held.
What Could Happen Next
The million-dollar question: Is this a dead cat bounce or the start of something real?
The Bull Case:
#JPMorgan expects renewed institutional inflows to drive crypto markets higher in 2026, with Bitcoin's estimated production cost falling to $77,000 creating a potential new equilibrium after miner capitulation. Ripple's infrastructure upgrades and the $RLUSD stablecoin surpassing a $1 billion market cap are bolstering institutional confidence.
If XRP decisively clears $1.55 resistance, analysts see the next target at $1.85, followed by $2.00. Many analysts point to April 2026 as a potential breakout month, with historical data suggesting seasonal strength that could push XRP toward a maximum target of $4.06 if a new bull cycle ignites.
The Bear Case:
According to Ray Youssef, CEO of NoOnes, the market has entered a protracted reassessment of risks, and we're unlikely to see a V-shaped reversal before summer 2026. Bitcoin's rebound from last week's plunge has stalled near $70,000, with traders viewing the move as a classic bear-market relief rally rather than the start of a new uptrend.
Market bottoms rarely rely on one signal; when multiple signals align, the probability of durable recovery increases, but historically bear phases often last 9-12 months post-peak.

We're green, but fragile. Bitcoin closed at $68,900 on the CME, and with volatility cooling off, price action may stay range-bound around current levels, though a move toward $71,000-$73,000 looks possible if buyers step back in.
This isn't 2021-style euphoria. It's the grind, the accumulation phase where smart money builds positions while retail sits on the sidelines licking wounds. The staking entry queue exceeding 4 million ETH is a strong signal of returning market confidence, as institutional players prioritize yield over immediate liquidity.
Whether this turns into a sustained rally or another relief bounce before lower lows depends entirely on macro conditions stabilizing and liquidity returning to risk assets. One thing's certain: after months of red, any green feels like a win.

been thinking about who actually uses blockchain and honestly? we've been building for the wrong users 😂
why agents need different infrastructure?:
every chain optimized for humans. wallet UX, seed phrases, manual signing. makes sense when humans click buttons.
AI agents don't click. can't solve captchas. won't manually approve transactions.
if agents handle economic activity, they need different architecture. not better UX. different infrastructure.

how VAnRY built for this?:
most chains retrofit AI onto human-first infrastructure. Vanar went opposite - built for agents from day one.
myNeutron: persistent memory, agents remember context
Kayon: on-chain reasoning, decisions explainable
Flows: automated execution, no human approval
Payment rails: settlement without wallet popups
full loop agents need: memory → reasoning → action → settlement

what this means for Vanry #Tokenomics ???
if agents transact, every interaction touches Vanry. not governance where you vote and hold. mechanical demand.
agent uses memory? vANRY. reasons? VaNRY. executes and settles? VAnRY.
more agents = more protocol usage = more token throughput.
assumes agents exist at scale and need blockchain. both big assumptions.
my concern though:
building agent infrastructure before agents exist? most "AI agents" are API wrappers that don't need blockchain.
infrastructure arriving too early - sometimes works (AWS), usually doesn't (VR).
also: what if agents use traditional fintech instead? faster, cheaper, compliant. blockchain might be solution looking for problem.

what they get right:
if agents become economic actors, native infrastructure wins over retrofitted. can't bolt agent capabilities onto human-first chains.
products live, not vaporware. #JPMorgan ,Jump Crypto backgrounds.

what worries me:
timing is everything. great tech, wrong timing = burning runway waiting.
66% token to team/foundation. concentrated even with vesting.
honestly don't know if VANrY is 6 months early or 6 years early. building for agents makes sense IF agents become real. massive if.
what's your thinking - are agents ready for blockchain or pricing in future that doesn't exist?? 🤔
#vanar @Vanarchain $VANRY