I consider myself to be someone who started getting into the US stock market relatively late. At first, I was torn between Tiger Brokers and Futu Securities, but later opened accounts with both. Overall, both platforms have complete market data, and the order execution speed is fast, making it quite convenient for daily trading. Later, I tried Webull, which has a simpler interface and is suitable for occasional trading.
However, it was only after using them that I realized the differences between trading platforms weren't as significant as I imagined; rather, the arrangement of funds had a greater impact on the experience. At first, I had to prepare in advance for every deposit, and sometimes when the market moved, I didn't have time to process it, which was indeed quite stressful.
Later, someone in the group mentioned BiyaPay, and that's when I started using it for fund transfers. I usually prepare the funds in advance and arrange for them to enter the brokerage account when I need to operate, which allows for a more relaxed pace. The platform allows me to see the exchange rates directly, and the exchange process is relatively simple without the need for repeated comparisons.
Now, I have basically formed a fixed habit: trading and monitoring are done through the brokerage, while fund arrangements are handled with BiyaPay, resulting in a significantly smoother overall experience than before.
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