#XSuperApp

X is taking a big step towards becoming a "super app" with investments and payments

X (formerly Twitter) is accelerating its transformation into a super app by adding financial features that include payments, investments, and trading, according to recent reports.

CEO Linda Yaccarino stated in the Financial Times that users will soon be able to "make investments or trades" directly within the app.

X plans to launch the service “X Money,” a digital wallet with P2P payments in partnership with Visa, which may also include a debit/credit card before the end of the year.

Although direct cryptocurrency integrations have not been confirmed, Elon Musk's strong pro-crypto stance and previous speculations suggest that assets like DOGE, BTC, or other tokens could be incorporated in the future.

This move positions X as a direct competitor to apps like WeChat or Robinhood and represents a significant leap towards an ecosystem where users can chat, pay, invest, and trade without leaving the platform.

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🔍 What you need to know

Planned features: P2P payments, "X Money", in-app investments/trading, bank card.

Bitcoins and cryptocurrencies: likely integration but pending details.

Competition in mind: X aims to compete with WeChat, Robinhood, and other fintechs.

Regulatory challenges: will require financial permits, compliance with KYC/AML, and overcoming legal hurdles.