davidschwartz

$XRP Former Ripple CTO David Schwartz has addressed the recent wave of speculation linking Ripple, XRP, and Stellar to the newly released Jeffrey Epstein documents — and his message was clear and direct 👇

❌ There is NO evidence of any connection between Epstein and Ripple, XRP, or Stellar.

In a post on X, Schwartz stated that there is no indication that anyone at Ripple or Stellar ever met Epstein or had any close association with him 🛑📄

🗂️ Why the Rumors Started
The clarification came after new documents from Epstein’s estate were released, sparking intense discussion across social media 🔥📱
Some online commentators speculated that Ripple and XRP might appear in the files — fueling unnecessary concern within the crypto community.

📑 What’s Actually in the Released Files
The newly released documents include:

📧 Emails

💬 Communications

💰 Financial records

These materials had not previously been public, leading analysts and crypto commentators to closely examine them for potential links 🔎👀

One email shared on X mentioned Ripple and Stellar in a discussion about funding allocations and ecosystem development. The context?
👉 Early investor preferences about not supporting multiple competing crypto projects at the same time ⚖️

⚠️ Important clarification:

This email does NOT indicate direct involvement with Epstein

No meetings, funding, or transactions involving Ripple or XRP are suggested

The discussion reflects general investor concerns, not operational or financial ties 🧠📊

🧩 Speculation vs. Reality
The mention of Ripple and Stellar in these documents led to speculation that Ripple might be linked to Epstein in some way 🤔
However, documentation and analysis confirm:

❌ Ripple and XRP were not funded by Epstein

❌ There was no operational or financial involvement

Schwartz also noted that Epstein had indirect connections to some individuals in the crypto space — mainly those associated with Bitcoin ⛏️
He emphasized that such indirect links are common among wealthy individuals and do not imply any connection to Ripple or Stellar.

✅ No Direct Ties — Case Closed
Schwartz’s statement provides reassurance to the XRP community 🛡️

XRP and Ripple are not implicated in the Epstein files

Operations remain independent and unaffected

Ripple continues advancing its role in cross-border payments and financial infrastructure 🌍💸

📌 The key takeaway:
Names appearing in emails do not equal involvement. These documents should be reviewed carefully, without jumping to conclusions based on partial information ⚠️📖

Instead, investors should stay focused on Ripple’s real progress and impact in the financial sector 🚀
Schwartz’s comments offer clear, definitive guidance — confirming that XRP, Ripple, and Stellar remain completely separate from the Epstein speculation.

🟢 Transparency matters.
🟢 Facts matter.
🟢 And in this case — the facts are clear.

💎 #Xrp🔥🔥 #RippleRumblings #davidschwartz #CryptoNews #EpsteinFiles
$XRP

🚨 REALITY CHECK: CAN XRP REACH $100? DAVID SCHWARTZ SPEAKS! 🔍
Don't let the "unimaginable" numbers blind you! David Schwartz - CTO of Ripple and the "architect" behind the XRP Ledger - just threw a bucket of cold water on extreme price predictions.
If you are holding XRP, here is what you NEED to know:
1️⃣ "Smart money" never sleeps 🧠
Schwartz's argument is very simple: If large funds and prominent investors really believe XRP has the potential to increase by 50-100 times, they would have "gobbled up" everything long ago. The fact that the price remains around $1.7x shows that the market is extremely cautious.

A subtle revelation from Ripple's Chief Technology Officer, David Schwartz 👨‍💻, has ignited deep discussions in the community $XRP 🔥. What seemed like a technical clarification could redefine how Ripple manages its locked tokens and how institutions view the long-term value of XRP 📈. The message was clear: Ripple's custody system may be evolving into something much more sophisticated than anyone expected. 🤯

👉The Silent Confirmation That Changed Everything 🔄 In a recent clip shared by Ripple Bull Winkle 🐂, Schwartz confirmed that Ripple can sell or transfer rights over future XRP locked in custody. However, he emphasized that those tokens cannot circulate until their scheduled release dates. 🗓️ This single statement changed the entire narrative surrounding Ripple's escrow. It made it clear that Ripple's approach involves structuring rights to future tokens, similar to financial instruments, rather than selling existing $XRP like typical crypto sales. ❌

Ripple’s Chief Technology Officer David Schwartz confirmed that the XRP Ledger (XRPL) has been running continuously for more than 10 years, processing over 63 million ledgers. The network also boasts some of the lowest transaction costs in the industry – fractions of a cent – making it an attractive choice for banks and payment providers.
Today, more than 100 financial institutions rely on RippleNet, including giants like Santander and Bank of America. Schwartz added that at least one bank will soon operate entirely on XRPL, marking a strong sign of growing institutional adoption.

XRP Gains Investors After SEC Settlement
Following Ripple’s settlement with the SEC in March 2025, XRP has attracted new institutional players. According to CoinGecko, XRP currently ranks 90th by market capitalization, with daily network activity showing a sharp rise in wallet growth and transaction volume. This trend signals lasting demand despite broader market volatility.

Ripple USD and Hooks Expand XRPL’s Capabilities
Ripple is also enhancing XRPL’s technical toolkit. Ripple USD (RLUSD), a USD-pegged stablecoin, strengthens liquidity and enables smoother movement between yield-generating assets and stablecoins.
Meanwhile, the Hooks upgrade introduces lightweight smart contract functionality via WebAssembly, currently live on the community testnet. Together with ISO 20022 messaging standards, these upgrades ensure XRPL is fully compatible with global banking requirements.

XBONK: The Meme Coin Bringing XRPL to Retail
A rising force on XRPL is XBONK, a meme coin that recently secured partnerships with FirstLedger, Bitrue, MEXC, and Gate.io, boosting its liquidity and accessibility. Upcoming collaborations with Binance and even Walmart could further expand its real-world use cases.
Built on XRPL’s low-cost infrastructure, XBONK circulates 77 trillion tokens, targeting mass adoption in the retail space.

Institutions and Retail: XRP Expands on Both Fronts
The decision by Franklin Templeton to tokenize securities on XRPL highlights its reputation as a scalable, cost-effective solution. The dual dynamic – with institutions adopting XRP for cross-border payments and retail demand fueled by meme coins like XBONK – positions XRPL as a rising force both in finance and consumer markets.

#Ripple , #xrp , #XRPL , #CryptoNews , #davidschwartz

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Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“

$XRP community is buzzing after X user Stevie (@EsotericKang) connected two cryptic posts by Ripple CTO David Schwartz—one in August mentioning a deadline of November 4 to “figure out what the Roku channel is,” and another on November 3 posting a logo of PIXO11, a NY-based TV station.

Using gematria (numerical meaning of words), Stevie pointed out that both "Roku channel" and "PIXO two" equal 122, suggesting a hidden message. The 11 in PIXO11 (1+1) could be interpreted as “two,” possibly revealing a coded connection.

🔍 The timing, one day before the November 4 “deadline,” adds fuel to theories that Schwartz drops hidden clues before major #XRPRealityCheck developments.

While nothing official has been confirmed, speculation is high that this could hint at something big for #XRP —especially with Ripple expanding services and real-world asset plans.

Buckle up. Something might be brewing.
#Ripple #DavidSchwartz

David Schwartz, Chief Technology Officer at blockchain company Ripple, weighed in on the ongoing debate surrounding MicroStrategy (now rebranded as Strategy). According to him, it is not controversial to say the firm is “essentially a leveraged bet on Bitcoin.” If the price of Bitcoin were to crash sharply, Schwartz predicted the company would “do very badly.”

Controversy Around MicroStrategy and Bitcoin
MicroStrategy, led by Michael Saylor, has long been known as the largest corporate holder of Bitcoin. But this aggressive strategy has increasingly become a target for criticism.
On Monday, the discussion was reignited by Nick O’Neill, co-founder of BoDoggos Entertainment. On platform X, he released a video harshly criticizing Strategy. Shortly afterward, however, he returned with another video — this time reading out a bizarrely worded “clarification.”
“MicroStrategy is not a Ponzi scheme… Michael J. Saylor is legally and officially a good person,” read the statement O’Neill delivered straight to the camera.
The video quickly went viral — amassing more than 1.2 million views — and ignited heated debate across social media.

“Blink Twice”: Social Media Reacts
Social media users immediately speculated that MicroStrategy’s legal team had reached out to O’Neill.
“Blink twice if you’ve been served a cease & desist,” one user quipped.

Schwartz: He Was Pressured
Ripple’s David Schwartz also weighed in, saying it was highly likely O’Neill’s second video was the result of legal pressure.
“I’m sure he wasn’t happy with that statement. You can view MicroStrategy as a smart strategy or as nonsense, but people should be able to express their honest opinions without intimidation,” Schwartz argued.
At the same time, he noted that O’Neill should have realized “what he said was nonsense.”

MicroStrategy = Bitcoin With Leverage?
Schwartz summed up his stance clearly: MicroStrategy is essentially a leveraged bet on Bitcoin. If BTC rises, the company gains. But if the price collapses, the fallout could be devastating.
This episode highlights not only the heated debate around MicroStrategy’s Bitcoin strategy but also how legal pressure can shape — and sometimes silence — public discussion about crypto giants.

#Ripple , #davidschwartz , #MicroStrategy , #BTC , #CryptoMarket

Stay one step ahead – follow our profile and stay informed about everything important in the world of cryptocurrencies!
Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“

Ripple has just witnessed a major leadership shift:
Chief Technology Officer (CTO) David Schwartz, a key architect of the XRP Ledger, officially announced that he will resign from his role at the end of 2025.
Schwartz — who has been with Ripple for over 13 years — is widely regarded as one of the fundamental figures behind Ripple blockchain journey. His departure marks a historic milestone not only for Ripple but also for the broader cryptocurrency community.

✍️ His Announcement
In a heartfelt post on X (formerly Twitter) Schwartz shared:
“I’m excited to spend more time with my children and grandchildren and return to my long-missed personal interests. But let me emphasize that I am not leaving the XRP community. You will still see me again, now and in the future."

🔑 Staying Close to Ripple:-
Although stepping down as CTO, Schwartz will:
• Remain on Ripple board of directors.
•Occasionally visit the office to mentor the team and guide technology direction.
This ensures his experience and vision will still influence Ripple roadmap.

🛠️ Schwartz Legacy at Ripple:-
• Joined in the early days as Head of Cryptography.
• Spent 7 years as CTO, leading the evolution of the XRP Ledger.
• Oversaw Ripple stablecoin launch in late 2024, a pivotal moment shaped by global financial shifts after Donald Trump’s return to the White House.

🗣️ CEO Brad Garlinghouse Words:-
Ripple CEO Brad Garlinghouse praised Schwartz as a “True OG in crypto” adding:
“We will still keep a weekly meeting schedule. I’m glad he’s still here to share deep knowledge and help Ripple build the future.”

🌍 Bigger Picture:-
Schwartz decision mirrors a broader trend in crypto, where industry pioneers like Vitalik Buterin (Ethereum) and Jed McCaleb (Stellar) have chosen to step back from daily stress while maintaining advisory roles.
For Ripple, this transition is symbolic yet strategic — signaling a new chapter as the company strengthens its cross-border payments and stablecoin ecosystem worldwide.

📇 Final Note:-
David Schwartz may be stepping down from his official title, but his footprint on Ripple DNA remains unshakable. For the XRP community, this isn’t a goodbye — it’s simply the start of a different role in shaping Ripple next decade.
#XRPCommunity #CTOResignation #CryptoLeadership #Ripple #DavidSchwartz $XRP $HBAR $XLM