HUMA Finance is a decentralized credit protocol (DeFi Lending Protocol), particularly focused on supporting income-based financing instead of requiring collateral like traditional DeFi platforms.
HUMA allows:
Borrowing against future income or on-chain financial data.
Building a decentralized credit profile based on data from Web3.
Providing financial solutions for individuals without collateral assets. Key Highlights of HUMA Finance
1. Credit without collateral
Unlike most DeFi platforms, HUMA uses future income or financial reputation as a basis for providing loans.
2. Practical Web3 ecosystem
HUMA supports individuals with stable income in Web3, for example:
Users with income from staking, freelancing, DAOs.
Service providers through smart contracts.
3. Collaboration with major names
HUMA has made significant strides, collaborating with platforms such as:
Circle
Request Network
Goldfinch This demonstrates real expansion potential and credibility in the DeFi space.
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