Binance Square

iso20022

883,982 views
727 Discussing
IRFAN ABID BUKHARI
--
𝗪𝗵𝘆 𝗜𝗦𝗢 𝟮𝟬𝟬𝟮𝟮 𝗺𝗮𝘁𝘁𝗲𝗿𝘀 𝗻𝗼𝘄ISO 20022 is no longer theoretical. SWIFT moved from planning to enforcement in March 2023, the coexistence period ended late November 2025, and the final operational milestones now extend through 2026. This is where real enterprise rails get stress tested, not marketing narratives. The altcoins most often labeled “ISO 20022 ready” XRP, XLM, QNT, HBAR, ALGO, XDC, IOTA, ADA. How they actually stack up for enterprise adoption 👇 $XRP is payments first, with explicit standards involvement and bank grade distribution via @Ripple. The upside is clear positioning, the risk is centralization optics and regulatory narrative volatility. $XLM runs a similar payments lane but leans toward remittances and inclusion. Strong corridor logic, weaker institutional firepower compared to Ripple, execution matters. $QNT is not a settlement bet, it is middleware. If ISO adoption means message translation across many ledgers, this is the cleanest pure play, but you are underwriting vendor adoption, not L1 network effects. $HBAR focuses on enterprise governance and real world integrations beyond payments. Strong fit for regulated environments, but the market often misprices it as a pure payments proxy while usage is multi vertical. $ALGO is a high performance institutional grade L1 that can support regulated finance. The technology is there, sustained enterprise traction still needs to prove out. $XDC targets trade finance and supply chain messaging. Clear niche, narrower narrative, and many ISO claims are overstated. $IOTA sits in the data and machine economy angle. Enterprise relevant, but long roadmaps and delayed flagship deployments weigh on perception. $ADA appears in ISO themed lists, but its linkage is the loosest. This is more about future compatibility than near term financial rails. 𝗛𝗼𝘄 𝘁𝗼 𝗿𝗮𝗻𝗸 𝗜𝗦𝗢 𝗿𝗲𝗹𝗲𝘃𝗮𝗻𝗰𝗲 𝗽𝗿𝗼𝗽𝗲𝗿𝗹𝘆 ? Ignore labels. Focus on standards participation, post 2025 production integrations, ISO message handling capability, compliance and governance, and real settlement economics. #ISO20022 RWA #Swift #HBA R #XRP # #ADA

𝗪𝗵𝘆 𝗜𝗦𝗢 𝟮𝟬𝟬𝟮𝟮 𝗺𝗮𝘁𝘁𝗲𝗿𝘀 𝗻𝗼𝘄

ISO 20022 is no longer theoretical.

SWIFT moved from planning to enforcement in March 2023, the coexistence period ended late November 2025, and the final operational milestones now extend through 2026.
This is where real enterprise rails get stress tested, not marketing narratives.

The altcoins most often labeled “ISO 20022 ready”
XRP, XLM, QNT, HBAR, ALGO, XDC, IOTA, ADA.

How they actually stack up for enterprise adoption 👇

$XRP is payments first, with explicit standards involvement and bank grade distribution via @Ripple. The upside is clear positioning, the risk is centralization optics and regulatory narrative volatility.

$XLM runs a similar payments lane but leans toward remittances and inclusion. Strong corridor logic, weaker institutional firepower compared to Ripple, execution matters.

$QNT is not a settlement bet, it is middleware. If ISO adoption means message translation across many ledgers, this is the cleanest pure play, but you are underwriting vendor adoption, not L1 network effects.

$HBAR focuses on enterprise governance and real world integrations beyond payments. Strong fit for regulated environments, but the market often misprices it as a pure payments proxy while usage is multi vertical.

$ALGO is a high performance institutional grade L1 that can support regulated finance. The technology is there, sustained enterprise traction still needs to prove out.

$XDC targets trade finance and supply chain messaging. Clear niche, narrower narrative, and many ISO claims are overstated.

$IOTA sits in the data and machine economy angle. Enterprise relevant, but long roadmaps and delayed flagship deployments weigh on perception.

$ADA appears in ISO themed lists, but its linkage is the loosest. This is more about future compatibility than near term financial rails.

𝗛𝗼𝘄 𝘁𝗼 𝗿𝗮𝗻𝗸 𝗜𝗦𝗢 𝗿𝗲𝗹𝗲𝘃𝗮𝗻𝗰𝗲 𝗽𝗿𝗼𝗽𝗲𝗿𝗹𝘆 ?

Ignore labels.

Focus on standards participation, post 2025 production integrations, ISO message handling capability, compliance and governance, and real settlement economics.

#ISO20022 RWA #Swift #HBA R #XRP # #ADA
See original
XRP, HBAR, XLM — THE THREE GIANTS OF THE NEW WORLD! 🐳🌐 Forget about monopolies. The future is in the combination of protocols! 🔗 🚀 XRP → Banking settlements. 🚀 HBAR → Tokenization of ETFs and funds. 🚀 XLM → Global payments. $XRP {future}(XRPUSDT) $HBAR {future}(HBARUSDT) $XLM {future}(XLMUSDT) ISO 20022 is already changing the rules of the game. The time for institutional growth has arrived. Let's go! 🧨💹 #XRP #HBAR #XLM #ISO20022 #CryptoRevolution
XRP, HBAR, XLM — THE THREE GIANTS OF THE NEW WORLD! 🐳🌐

Forget about monopolies. The future is in the combination of protocols! 🔗 🚀 XRP → Banking settlements. 🚀 HBAR → Tokenization of ETFs and funds. 🚀 XLM → Global payments.
$XRP
$HBAR
$XLM

ISO 20022 is already changing the rules of the game.

The time for institutional growth has arrived. Let's go! 🧨💹
#XRP #HBAR #XLM #ISO20022 #CryptoRevolution
✨ ISO 20022 Goes Live for Cross-Border Payments As of 22 November 2025, ISO 20022 is officially the global standard for cross-border payment instructions. This marks a major milestone after years of collaboration across the global financial ecosystem. 📊 Adoption is already impressive: 97% of payment instructions are now sent using ISO 20022. What this unlocks 👇 ✅ Faster and more efficient payments with richer data ✅ Higher automation and lower operational friction ✅ Better insights and improved customer experience ✅ A future-ready, globally aligned payment infrastructure SWIFT has played a key role in building this foundation and will continue supporting the transition toward instant, interoperable, and inclusive global payments. #ISO20022 #CrossBorderPayments #Swift #fintech #FutureOfPayments
✨ ISO 20022 Goes Live for Cross-Border Payments

As of 22 November 2025, ISO 20022 is officially the global standard for cross-border payment instructions. This marks a major milestone after years of collaboration across the global financial ecosystem.

📊 Adoption is already impressive: 97% of payment instructions are now sent using ISO 20022.
What this unlocks 👇

✅ Faster and more efficient payments with richer data
✅ Higher automation and lower operational friction
✅ Better insights and improved customer experience
✅ A future-ready, globally aligned payment infrastructure
SWIFT has played a key role in building this foundation and will continue supporting the transition toward instant, interoperable, and inclusive global payments.

#ISO20022 #CrossBorderPayments #Swift #fintech #FutureOfPayments
See original
The idea of digital currencies was a brave idea from an unknown person whose goal was to empower people with financial freedom and to move away from the greed of banks and financial institutions. However, to my knowledge, currencies are now controlled by governments, turning digital currencies back to square one. I believe that humanity has become accustomed to servitude. Instead of owning our digital currencies in private wallets, we have relied on official platforms and have returned to square one. Talking about risks requires deep thinking. #العملات_الرقميه #crypto #ISO20022
The idea of digital currencies was a brave idea from an unknown person whose goal was to empower people with financial freedom and to move away from the greed of banks and financial institutions. However, to my knowledge, currencies are now controlled by governments, turning digital currencies back to square one.

I believe that humanity has become accustomed to servitude.

Instead of owning our digital currencies in private wallets, we have relied on official platforms and have returned to square one.

Talking about risks requires deep thinking.

#العملات_الرقميه #crypto #ISO20022
--
Bullish
🚀$HBAR x SWIFT x FedNow — The Future of Payments is Here! 💥 $HBAR is making serious moves as SWIFT ($150T/yr) launches 2025 trials with global banks 🌍 and FedNow gears up for its big July expansion ⚡ 📄 ISO 20022 = instant, smarter payments 💸 ♻️ Fun fact: @droppcc already showed FedNow micropayments on Hedera back in 2023! 👀 💡 Myth busted: ISO 20022 does work with blockchain — it connects them! 🔗 That’s why $HBAR, $XRP, $LINK, $QNT are all perfectly aligned for global adoption 🌐🔥 #HBAR #ISO20022 #XRP #QNT #BlockchainRevolution {spot}(HBARUSDT) {spot}(XRPUSDT) {spot}(LINKUSDT)
🚀$HBAR x SWIFT x FedNow — The Future of Payments is Here! 💥

$HBAR is making serious moves as SWIFT ($150T/yr) launches 2025 trials with global banks 🌍 and FedNow gears up for its big July expansion ⚡

📄 ISO 20022 = instant, smarter payments 💸
♻️ Fun fact: @droppcc already showed FedNow micropayments on Hedera back in 2023! 👀

💡 Myth busted: ISO 20022 does work with blockchain — it connects them! 🔗
That’s why $HBAR , $XRP, $LINK, $QNT are all perfectly aligned for global adoption 🌐🔥

#HBAR #ISO20022 #XRP #QNT
#BlockchainRevolution
See original
🧠 Many think that $XRP competes with other cryptos… but the truth is that XRP plays in a different league. It is not made to fight with memecoins. Nor to be just another speculative asset. XRP was designed for something more serious: 📡 global financial infrastructure. ⸻ While other projects seek to speculate, Ripple and XRP build real solutions for banks, institutions, and payment networks. We are talking about: ✅ On-Demand Liquidity (ODL) ✅ Connection with the ISO 20022 standard ✅ Cross-border money transfer in seconds ✅ Reduction of operating costs in millions of dollars And that is not something that weekend traders want to understand. But banks do. ⸻ 📌 XRP does not need hype to have a future. It has a reserved place where big decisions are made. Where money moves seriously. Perhaps that’s why its growth doesn’t shout… but when it does, few will be prepared. #XRP #ODL #ISO20022 #BinanceSquare {spot}(XRPUSDT)
🧠 Many think that $XRP competes with other cryptos… but the truth is that XRP plays in a different league.

It is not made to fight with memecoins.
Nor to be just another speculative asset.

XRP was designed for something more serious:
📡 global financial infrastructure.



While other projects seek to speculate,
Ripple and XRP build real solutions for banks, institutions, and payment networks.

We are talking about:
✅ On-Demand Liquidity (ODL)
✅ Connection with the ISO 20022 standard
✅ Cross-border money transfer in seconds
✅ Reduction of operating costs in millions of dollars

And that is not something that weekend traders want to understand.
But banks do.



📌 XRP does not need hype to have a future.
It has a reserved place where big decisions are made.
Where money moves seriously.

Perhaps that’s why its growth doesn’t shout…
but when it does, few will be prepared.

#XRP #ODL #ISO20022 #BinanceSquare
🚨 BREAKING: Pi Network Joins ISO 20022 Group Alongside Ripple & Stellar! 🔥 Big Leap for Pi Network ($PIUSD) Pi has officially joined the ISO 20022 global financial standard, joining the same league as Ripple ($XRP /USDT) and Stellar ($XLM USDT). This move connects Pi directly to the international banking and payment system, used by banks for secure and accurate transactions. 💡 Why It Matters: 💳 Aligns Pi with traditional banking networks ⚡ Enables faster, cheaper, and more accurate transfers 🏦 Strengthens regulatory compliance & trust 🌍 Opens the door for real-world adoption (remittances, merchant payments, etc.) 📈 Market Impact: $PIUSD is currently trading around $0.2661 (+16%) in the last 24 hours as excitement builds. Experts believe this could boost confidence and institutional interest in Pi moving forward. 🧭 Integration Roadmap (to Nov 22, 2025): 1️⃣ Preparation: Tech upgrades for ISO 20022 2️⃣ Activation: Syncing with banks adopting the new standard 3️⃣ Adoption: Expanding global use cases and payment connectivity 💬 Dr. Altcoin: > “Aligning with ISO 20022 improves integration with traditional banking — it’s a major trust signal for digital assets.” Good news indeed ✓✓ 📈📈 Do you HODL Pi?? 🚀 #PİNetwork | #ISO20022 | #XRPGoal | #XLM | #BinanceSquare
🚨 BREAKING: Pi Network Joins ISO 20022 Group Alongside Ripple & Stellar!

🔥 Big Leap for Pi Network ($PIUSD)

Pi has officially joined the ISO 20022 global financial standard, joining the same league as Ripple ($XRP /USDT) and Stellar ($XLM USDT). This move connects Pi directly to the international banking and payment system, used by banks for secure and accurate transactions.

💡 Why It Matters:

💳 Aligns Pi with traditional banking networks

⚡ Enables faster, cheaper, and more accurate transfers

🏦 Strengthens regulatory compliance & trust

🌍 Opens the door for real-world adoption (remittances, merchant payments, etc.)


📈 Market Impact:

$PIUSD is currently trading around $0.2661 (+16%) in the last 24 hours as excitement builds.
Experts believe this could boost confidence and institutional interest in Pi moving forward.

🧭 Integration Roadmap (to Nov 22, 2025):

1️⃣ Preparation: Tech upgrades for ISO 20022
2️⃣ Activation: Syncing with banks adopting the new standard
3️⃣ Adoption: Expanding global use cases and payment connectivity

💬 Dr. Altcoin:

> “Aligning with ISO 20022 improves integration with traditional banking — it’s a major trust signal for digital assets.”

Good news indeed ✓✓ 📈📈 Do you HODL Pi??

🚀 #PİNetwork | #ISO20022 | #XRPGoal | #XLM | #BinanceSquare
1️⃣ Being ISO 20022 “Certified” or Fully Compliant • Imagine ISO 20022 as a universal language for banks. • If a crypto is fully ISO 20022 certified, it means it speaks the same language as banks in every transaction—every field, code, and format is standardized exactly. • Banks could technically plug it into their systems without translation, just like using the same plug for electricity. • ✅ This is the highest level of compatibility. Example analogy: It’s like a USB-C cable that perfectly fits your laptop and charger. No adapters needed. ⸻ 2️⃣ Being “Aligned” with ISO 20022 (like XRP) • Being “aligned” means the crypto can work with ISO 20022 messaging, but it’s not necessarily fully certified or universally used by banks yet. • The crypto can send/receive transactions that match the ISO 20022 format, but banks might still need some translation or integration steps to fully adopt it. • ✅ This is more like being compatible, but not plug-and-play. Example analogy: It’s like having a USB-C cable that mostly works with your laptop, but sometimes you need a small adapter to make it fit perfectly. ⸻ 3️⃣ XRP Example • XRP is aligned with ISO 20022, meaning it’s designed to fit into the banking messaging standard, which is why many banks trial it for cross-border payments. • But XRP isn’t automatically used by every bank in the ISO 20022 network—integration is still required, so “aligned” doesn’t mean “adopted by all banks yet.” ⸻ 💡 Key takeaway for people: • ISO 20022 “compliant” = plug-and-play for banks. • ISO 20022 “aligned” = designed to fit, but may need some adapters or adoption work. #xrp #ISO20022
1️⃣ Being ISO 20022 “Certified” or Fully Compliant
• Imagine ISO 20022 as a universal language for banks.
• If a crypto is fully ISO 20022 certified, it means it speaks the same language as banks in every transaction—every field, code, and format is standardized exactly.
• Banks could technically plug it into their systems without translation, just like using the same plug for electricity.
• ✅ This is the highest level of compatibility.

Example analogy:

It’s like a USB-C cable that perfectly fits your laptop and charger. No adapters needed.



2️⃣ Being “Aligned” with ISO 20022 (like XRP)
• Being “aligned” means the crypto can work with ISO 20022 messaging, but it’s not necessarily fully certified or universally used by banks yet.
• The crypto can send/receive transactions that match the ISO 20022 format, but banks might still need some translation or integration steps to fully adopt it.
• ✅ This is more like being compatible, but not plug-and-play.

Example analogy:

It’s like having a USB-C cable that mostly works with your laptop, but sometimes you need a small adapter to make it fit perfectly.



3️⃣ XRP Example
• XRP is aligned with ISO 20022, meaning it’s designed to fit into the banking messaging standard, which is why many banks trial it for cross-border payments.
• But XRP isn’t automatically used by every bank in the ISO 20022 network—integration is still required, so “aligned” doesn’t mean “adopted by all banks yet.”



💡 Key takeaway for people:
• ISO 20022 “compliant” = plug-and-play for banks.
• ISO 20022 “aligned” = designed to fit, but may need some adapters or adoption work.
#xrp #ISO20022
🚀 ISO 20022 Era is HERE! The financial system is evolving — and these digital assets are leading the charge 👇 💥 $XRP | $XLM | HBAR | XDC | HX 💥 As global payments shift to ISO 20022 compliance, these projects could become the core of the new financial internet. 🌐✨ Are you ready for the BULL RUN? 🐂💸 #Binance community — drop your favorite ISO 20022 token below! 👇🔥 🔥 Hashtags: #ISO20022 #BullRun2025 #XRP #Binance


🚀 ISO 20022 Era is HERE!
The financial system is evolving — and these digital assets are leading the charge 👇

💥 $XRP | $XLM | HBAR | XDC | HX 💥

As global payments shift to ISO 20022 compliance, these projects could become the core of the new financial internet. 🌐✨

Are you ready for the BULL RUN? 🐂💸
#Binance community — drop your favorite ISO 20022 token below! 👇🔥




🔥 Hashtags:
#ISO20022 #BullRun2025 #XRP #Binance
Could XRP Reach a $1 Trillion Market Cap Before Dec 25th? 🎄 Could XRP Reach a $1 Trillion Market Cap Before Dec 25th? Here’s why I believe it’s possible — not guaranteed, but possible. 1️⃣ ISO 20022 is live. Banks and payment networks are quietly switching to the same messaging rail that Ripple’s tech already speaks. Real-world settlement volume could accelerate fast once institutions connect liquidity corridors. 2️⃣ ETF momentum. Bitcoin’s ETF triggered a five-fold rally. If regulators green-light a similar structure or if institutions start accumulating XRP for liquidity provisioning, capital rotation can be massive. 3️⃣ Technical structure. On the chart, Wave 2 looks complete near $1.22. A confirmed breakout above $3.00 would ignite Wave 3, with Fibonacci projections pointing toward $18 – $20 — exactly the price of a $1 trillion market cap. 4️⃣ Macro timing. Liquidity usually returns into markets in Q4. A strong November-December inflow, plus tax-year positioning, often sparks crypto’s sharpest moves. So yes — if momentum, adoption, and sentiment align, a pre-Christmas XRP surge isn’t impossible. What do you think — is the setup aligning for a historic year-end wave 3? (Not financial advice — personal market analysis and open discussion.) #xrp #ISO20022 #etf #AltSeasonComing #Crypto #Aitafly $XRP $BNB $ETH

Could XRP Reach a $1 Trillion Market Cap Before Dec 25th?

🎄 Could XRP Reach a $1 Trillion Market Cap Before Dec 25th?
Here’s why I believe it’s possible — not guaranteed, but possible.
1️⃣ ISO 20022 is live.
Banks and payment networks are quietly switching to the same messaging rail that Ripple’s tech already speaks. Real-world settlement volume could accelerate fast once institutions connect liquidity corridors.
2️⃣ ETF momentum.
Bitcoin’s ETF triggered a five-fold rally. If regulators green-light a similar structure or if institutions start accumulating XRP for liquidity provisioning, capital rotation can be massive.
3️⃣ Technical structure.
On the chart, Wave 2 looks complete near $1.22. A confirmed breakout above $3.00 would ignite Wave 3, with Fibonacci projections pointing toward $18 – $20 — exactly the price of a $1 trillion market cap.
4️⃣ Macro timing.
Liquidity usually returns into markets in Q4. A strong November-December inflow, plus tax-year positioning, often sparks crypto’s sharpest moves.
So yes — if momentum, adoption, and sentiment align, a pre-Christmas XRP surge isn’t impossible.
What do you think — is the setup aligning for a historic year-end wave 3?
(Not financial advice — personal market analysis and open discussion.)
#xrp #ISO20022 #etf #AltSeasonComing #Crypto #Aitafly $XRP $BNB $ETH
--
Bullish
🌍 #Cardano ( $ADA ) – Ready for the Global Financial Reset! 🔥 Big changes are coming to global finance — starting November 22, 2025, all international bank transfers will switch to the ISO 20022 standard. 💡 Cardano ($ADA) is already fully compliant, positioning it as one of the few blockchains ready to integrate directly with: 🏦 Banks 💳 Financial Institutions 🌐 Global Payment Networks With this milestone, Cardano could become the ultimate bridge between crypto and traditional finance. #ADA #Cardano #ISO20022 #Blockchain $ADA {future}(ADAUSDT)
🌍 #Cardano ( $ADA ) – Ready for the Global Financial Reset! 🔥

Big changes are coming to global finance — starting November 22, 2025, all international bank transfers will switch to the ISO 20022 standard.

💡 Cardano ($ADA ) is already fully compliant, positioning it as one of the few blockchains ready to integrate directly with:
🏦 Banks
💳 Financial Institutions
🌐 Global Payment Networks

With this milestone, Cardano could become the ultimate bridge between crypto and traditional finance.

#ADA #Cardano #ISO20022 #Blockchain $ADA
$XRP Is this true? XRP true market cap is 6 Trillion dollars already? 🤯🤯🤯🤯🤯🤯🚀🚀🚀. Like, Share And follow for More Content 🥺. Comment 👇 about Xrp market cap . #xrp #xrpcommunity #XRPHolders #Bitcoin #iso20022 #Cryptocurrency #Crypto @digitalassetbuy @DigPerspectives @jungleincxrp
$XRP

Is this true? XRP true market cap is 6 Trillion dollars already?
🤯🤯🤯🤯🤯🤯🚀🚀🚀.

Like, Share And follow for More Content 🥺.

Comment 👇 about Xrp market cap .

#xrp #xrpcommunity #XRPHolders #Bitcoin #iso20022 #Cryptocurrency #Crypto
@digitalassetbuy @DigPerspectives
@jungleincxrp
Login to explore more contents
Explore the latest crypto news
⚡️ Be a part of the latests discussions in crypto
💬 Interact with your favorite creators
👍 Enjoy content that interests you
Email / Phone number