$USDC Although the idea of a stablecoin like USDC is undeniably attractive due to its promise of stability in the volatile crypto world, my personal opinion is that it is still in a delicate balance. On one hand, its 1:1 peg to the US dollar offers a practical solution for transactions and as a refuge in times of market uncertainty. However, I cannot help but feel some unease about the inherent centralization of its model, where trust rests on Circle and Coinbase to maintain the reserves. This somewhat contradicts the decentralized spirit of many cryptocurrencies. While its transparency and audits are commendable, the risk of excessive regulatory oversight or even a potential freezing of assets always looms. Ultimately, although I recognize its current and potential utility, I believe that USDC is an important step, but not the final solution for a truly censorship-resistant and fully decentralized digital currency.