#humafinnanc ,$HUMA ,In the world of Web3, most people who want to borrow some money have to pledge coins, which is a high barrier and not fair enough. The Huma project is trying to change all of this. It doesn't rely on collateral but assesses whether you are a 'reliable person' based on your on-chain salary, transaction history, and interaction behaviors, similar to establishing an on-chain credit scoring system.

For example, if you consistently earn a salary in a certain protocol or frequently participate in some tasks, Huma can evaluate your credit based on this, allowing you to obtain 'unsecured loans' or salary advances. This presents a new opportunity for many on-chain workers, small project developers, and creators. Huma has already launched products in real-world scenarios and has received support from major institutions like a16z and Circle. It may be ushering in a new era of on-chain credit that doesn't rely on big players, where everyone has the chance to participate. @Huma Finance 🟣, go for it!