RWUSD is an investment product that provides capital protection and allows users to subscribe with flexible terms and daily APY rewards. Designed to provide relatively stable returns, it aims for consistent performance in both rising and falling market conditions.


RWUSD is a record of your assets used for subscription and any rewards due from Binance only. It does not represent a stablecoin, security, money, or real-world assets, nor does it represent a right of any user to any real-world assets. Upon redemption, your RWUSD will be converted to USDC at a rate of 1:1 (minus any applicable redemption fees). The annual percentage rate is determined by Binance's own estimate and aims to represent a benchmark for the returns of real-world assets such as tokenized U.S. Treasury bonds.

Benefits of Holding RWUSD

  • Capital Protection

    Your invested capital is protected, offering a safer way to earn returns compared to more volatile assets.

  • Flexible Subscription and Redemption

    You can subscribe and redeem RWUSD at any time, providing high liquidity and ease in managing your assets.

  • Backed by real-world assets

    The yield is supported by income generated from the Binance ecosystem and real-world assets such as tokenized U.S. Treasury bonds, which improves the product's stability.

  • Collateral for VIP Loans

    RWUSD can be used as collateral to obtain VIP loans through Binance, providing users with additional financial flexibility and greater borrowing capacity while continuing to earn yields.