Many still look at $XRP it as an ordinary altcoin for speculation. But if you dig into the architecture of XRPL and the logic of institutional money, it becomes clear: cheap XRP is a technical error that the market will inevitably correct.
This is why a price of a few dollars is just a 'warming up' before the real takeoff.
XRP is created as a Bridge Asset. Its task is to replace the cumbersome system of correspondent accounts.
Fact: Trillions of dollars pass through SWIFT every day.
The logic is that if XRP is worth $1, then to ensure global payments, tens of billions of coins would be needed in constant movement. This would create wild scarcity and price chaos.
The higher the asset price, the greater the volume of capital it can move in one second. To 'digest' the global turnover of capital, XRP must be expensive.
Goodbye, Slippage!
For a bank to transfer $500 million through a low-priced asset is suicide. A huge order will simply 'explode' the order book, and the price will change even before the transaction is completed.
High price = Deep liquidity. At an XRP price of $100 or $1000, even billion-dollar transfers will look like a light ripple on water. Banks need stability, and stability in crypto is only bought with high market capitalization.
Mathematics of elimination
Don't forget about the deflationary model. Each transaction on the XRPL network 'burns' a part of the coins.
Fees are burned forever.
A huge part of the supply is locked in Ripple escrow accounts.
Demand is growing as new central banks and banks connect.
When supply falls and the need for 'fuel' for payments grows, the price physically cannot stay still. This is an economic law that cannot be canceled.
Conclusion: $XRP — this is not a coin, this is a 'Pipeline'
Imagine XRP as the diameter of a pipe. An ocean of liquidity cannot be pushed through a narrow straw (low price). For the global financial system to work on the blockchain, they will have to 'expand the pipe' to incredible scales.
XRP cannot be cheap, because cheapness is inefficiency. And banks hate inefficiency.