Ripple CEO Brad Garlinghouse projects a 90% probability that the CLARITY Act will be enacted by the end of April 2026.
The legislation aims to establish a clear market structure and define jurisdictional boundaries between the SEC and CFTC.
Recent White House meetings between crypto firms and traditional banks have focused on resolving disputes over stablecoin yield and rewards.
Ripple CEO Brad Garlinghouse expressed high confidence that the United States will finally establish a federal regulatory framework for digital assets this spring. Speaking in an interview with Fox Business, Garlinghouse stated there is a 90% chance the Digital Asset Market Clarity Act (CLARITY Act) will be signed into law by the end of April, citing an unprecedented push from the executive branch.
The CLARITY Act is designed to provide the “rules of the road” that the industry has sought for years, specifically by clarifying which digital assets are securities under the SEC and which are commodities under the CFTC. Garlinghouse emphasized that the White House is “pushing hard” to finalize the bill to maintain U.S. leadership in the global financial sector. “The industry can’t live in limbo,” Garlinghouse noted, adding that while the current draft may not be perfect, it is a necessary step forward for the domestic crypto ecosystem.
The path to passage has recently involved intensive negotiations. On Thursday, the White House hosted its third closed-door meeting featuring representatives from both the crypto industry and traditional banking. A primary sticking point remains the treatment of stablecoin rewards. While the GENIUS Act extemdash passed in 2025 extemdash regulates stablecoin issuance, banks have reportedly lobbied for restrictions on yields to prevent the flight of deposits from traditional savings accounts.
“Our position is very much don’t let perfection be the enemy of progress… our view is we need clarity. The CLARITY Act needs to get done for the industry to thrive here in the United States,” Garlinghouse said.
Market sentiment appears to be aligning with this optimistic timeline. On prediction platforms like Polymarket, the odds of the bill’s passage have fluctuated but recently spiked as high as 90% following supportive comments from Coinbase CEO Brian Armstrong and Senator Bernie Moreno. If passed, the legislation would likely catalyze greater institutional adoption by allowing TradFi giants like Goldman Sachs to compete on a level playing field with crypto-native firms.
Beyond legislative hurdles, the bill also faces political scrutiny. Some Democratic lawmakers have expressed concerns regarding potential conflicts of interest for government officials involved in the crypto sector. However, the current momentum suggests that the March 1 target for updated bill text could lead to a definitive vote before the summer.
Disclaimer: This article is for informational purposes only and does not constitute advice of any kind. Readers should conduct their own research before making any decisions.
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