Euler Finance, as a decentralized protocol focused on permissionless lending on Ethereum, occupies a unique position in the DeFi space in 2025 through its unique modular design and risk management system. For investors seeking innovative projects in the DeFi track, EUL demonstrates undeniable potential.
1. Core Innovations and Technical Advantages
The core of Euler lies in its modular architecture. The latest Euler V2 version introduces the Euler Vault Kit (EVK), allowing anyone to create independent lending vaults with customizable risk parameters (such as borrowing rates and collateral types). This design isolates risks within individual vaults, avoiding cross-market contagion and significantly enhancing the overall security of the protocol. At the same time, this flexibility greatly enriches the variety of assets available for borrowing, meeting the market's demand for long-tail asset lending.
2. Solid Market Performance and Ecological Growth
As of October 2025, the total value locked (TVL) in the Euler protocol has reached **$235 million**, and its market capitalization has also grown to approximately **$235 million**, signifying market and user recognition of its model. Notably, Euler successfully recovered after the security events of 2023, with its total borrowing volume hitting an all-time high in 2025, demonstrating its strong vitality and the trust of the community.
3. Positive Future Development Roadmap
According to its development roadmap, Euler has completed 75% of its preset milestones by 2025, showcasing the team's strong execution capabilities and continuous advancement of the project's vision. Future development will focus more on ecological expansion and application implementation, with ongoing progress supporting the long-term value of EUL.
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