The world of traditional finance is no longer the same — and Ripple has just made a bold statement in a dispute that has lasted for years.
At the October IMF panel 2025, next to the representative of the Fund itself, Ripple CEO Brad Garlinghouse stated:
“Exactly a year ago I said that banks would start using $XRP XRP in real payments. And I was right.”
🌍 Forecast 2024 → Reality 2025
What seemed like a bold statement has become a fact:
• SBI Remit uses $XRP for fast and cheap cross-border transfers across Asia.
• Santander has implemented RippleNet for international transactions at record speed.
📈 ODL (On-Demand Liquidity) is no longer just a concept. It is a live payment infrastructure where XRP is not a token, but a tool for real movement of money.
🏦 The next step is that banks will become custodians of crypto assets
Garlinghouse went further:
“In a year, you will be surprised that banks will directly hold digital assets.”
He emphasized that the process will begin in Southeast Asia, where regulation has already matured.
💡 The motive is simple: profit and clarity of rules. When banks see benefit and transparency — they go where they were once afraid.
⚙️ Ripple is preparing the ground for 2026
The company is already building an ecosystem around XRP and the stablecoin RLUSD, ensuring instant settlements and real-time liquidity.
Now Ripple is not catching up with the banking system — it is restructuring it.
📊 2024 was the year of forecasts.
📊 2025 will be the year of confirmations.
📊 2026 may become the year when XRP becomes the standard for global settlements.
“It turns out I was right,” said Garlinghouse.
And history seems to be on his side again. ⚡
#XRP #Ripple #Garlinghouse #BlockchainRevolution #CryptoAdoption
