Talk of Ripple moving deeper into the plumbing of the global financial system has returned after a market commentator laid out what access to the U.S. Federal Reserve’s master account could mean for the company and XRP. In a new thread on X, XRP advocate @UnknownDLT argued that direct integration with the Fed’s master account would allow Ripple to plug into the heart of U.S. payment flows — cutting out intermediary banks and third-party processors and giving the firm far closer connectivity to institutional finance. Rather than focusing on short-term price moves, the post frames XRP as an infrastructural asset that could underpin large-scale, cross‑system payments. Key points from the report: - Fed master account access: Direct exposure to Federal Reserve transaction flows would put Ripple closer to the core of U.S. payments operations, potentially accelerating institutional adoption and settlement efficiency. - Ripple Prime/Hidden Road: @UnknownDLT highlights Ripple Prime — the institutional prime-brokerage business formed via the acquisition/rebrand of Hidden Road — as a gateway to heavy institutional rails. He suggests this could provide links into the Depository Trust & Clearing Corporation (DTCC), which underpins an estimated $4 quadrillion in transaction volume across equities, fixed income and derivatives. - Stablecoin rails: Ripple’s payment rails are said to touch roughly 10% of global stablecoin transaction volume, positioning the company within the backbone of large-scale digital asset settlement activity. - XRP as base layer: The thread positions XRP not as a speculative token but as a base-layer infrastructure asset that enables cross-border and intersystem settlement, supporting Ripple’s institutional ambitions. - Technical claims: The XRP Ledger is noted for capacity and speed — reportedly up to 1,500 transactions per second with settlement in 3–5 seconds and minimal fees — qualities that @UnknownDLT says make it capable of handling very large money-transfer volumes. Bigger-picture forecast: @UnknownDLT has also predicted that XRP could dominate cross-border payments and that Ripple might grow into one of the world’s largest financial conglomerates, with the XRP Ledger handling the highest volume of global transfers. He frames these projections as the outcome of a more-than-10-year plan rather than short-term market hype. Implications and caveats: If Ripple were to secure deeper access to core central-bank infrastructure, it could materially change how institutional payment flows are settled. That said, achieving direct Fed master-account integration would involve regulatory and operational hurdles; the timeline and feasibility of such access remain open questions. Bottom line: The thread lays out a vision of Ripple moving from payment provider to fundamental financial infrastructure partner — with XRP cast as the transactional backbone — and argues that institutional integrations like Ripple Prime and links to DTCC and stablecoin rails could be central to that evolution. Read more AI-generated news on: undefined/news