MAPLE’S DESIGN CHOICE: OVERCOLLATERALIZATION

Instead of pushing flashy APYs, @Maple Finance Official focuses on overcollateralized lending.

In simple terms:

Overcollateralized lending is a lending model where a borrower must lock up more value in collateral than the amount they want to borrow.

So, If you borrow $1M, you don’t just post $1M, you post more.

On Maple, that collateral is made up of high-quality, liquid onchain assets like ETH, BTC-linked assets, or major stablecoins.

All of it is:

• pre-approved

• priced in real time

• visible onchain

This is the utility model that powers $SYRUP and the reason why l’m always bullish on $SYRUP