New Rise, one of the top five mortgage lenders in the United States, will start accepting cryptocurrency holdings in February without liquidation. $BTC
C Bitcoin, Ethereum$ETH
H, and stablecoins will be counted for income verification and asset qualification - the same transaction as traditional investments.
Avoiding this step taxes capital gains and allows borrowers to maintain exposure while qualifying for home loans.
What caught my attention is the timing. Institutional recognition of digital assets as real wealth, not just speculation. If the process goes smoothly and other lenders among the top 25 start to pay attention, we may witness a shift in how cryptocurrency holders access large purchases in life without being forced to liquidate their positions.
Generation Z and millennial buyers own cryptocurrencies at higher rates than older generations, so the demand is there. The question now is execution and whether this will become an industry standard or remain specialized.
#crypto #bitcoin #Ethereum #realestate #Mortgage $XRP
