Multiple analysts and institutional figures have projected significant long-term value appreciation for XRP, with price forecasts ranging from $8 to $3,380 per token depending on adoption scenarios. Ripple’s CEO and major banks highlight substantial institutional integration, such as XRP capturing 14% of SWIFT’s transaction volume and XRP ETFs raising over $700 million. These developments underscore shifting market perceptions as XRP moves toward real utility in global payment systems rather than mere speculation.

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