Day 19

**Differences Between CP (Commercial Paper) and T-Bills (Treasury Bills)**

**T-Bills**

📌 When you invest here, you are lending money to the government.

📌 The risk is considered very low since it involves the government.

📌 Interest is around 15%-18%.

📌 The minimum amount you can invest is 100k or less.

**CP**

📌 In this case, you are lending money to Companies.

📌 The risk is medium because big companies can have issues, even though it is rare.

📌 5m is the minimum amount you can invest.

📌 CP pays more interest (18%-24%, which depends on the market and company).

This marks the end of our Training; I will make an announcement on Day 20.

Have a productive week.