The recent market situation is really bleak to the point of absurdity. My strategy during this period is very simple: hold U and wait for opportunities to buy at the bottom.
Currently, DeFi liquidity is exhausted, and the annualized lending rate for USDT/C is generally around 2%, basically similar to bank wealth management, not appealing even when lying down.
Previously, Binance had a USD1 annualized wealth management activity at 20%, which lasted a full month, serving as a blessing for wealth management in a bear market.
Just finished, Binance seamlessly connected two new activities:
40 million USD equivalent WLFI airdrop + up to 8% Booster savings.
First, let's talk about what USD1 is:
USD1 is a compliant stablecoin issued by @worldlibertyfi (public endorsement from a member of the Trump family), with reserves consisting of cash + short-term U.S. Treasuries, similar to the logic of USDT.
You don’t need to worry about safety; you can understand it as: currently “spending money to buy mentality,” grabbing market share in the stablecoin sector.
Below are the key points and optimal participation strategies for these two activities 👇
▰ Activity 1: USD1 Booster savings (up to 8%)
➤ Subscription < 500 USD: up to 8% + real-time annualized rate on the page.
➤ Subscription > 500 USD part: guaranteed 4% + real-time annualized rate on the page.
Suitable for: those who want to simplify and are willing to let their savings account lie to earn returns.
▰ Activity 2: Holding WLFI airdrop (total pool 40 million USD)
➤ Holding USD1 automatically participates (spot/fund/leverage/contract accounts are all acceptable).
➤ Approximately 10 million USD equivalent WLFI will be distributed weekly for 4 weeks.
➤ Leverage & contract account holdings: 1.2 times bonus.
Note a key point:
USD1 placed in the savings account can only earn the Booster, which is mutually exclusive with the holding airdrop.
That means you have to choose a path.
▰ I personally prefer the “maximizing returns” approach.
If your goal is to earn the airdrop:
➤ Put USD1 in the leverage/contract account (to get the 1.2 times bonus).
If you just want to steadily earn interest:
➤ Place in Booster savings to earn at the highest tier.
▰ Roughly calculate the returns during the airdrop activity (to have a sense of the situation).
The current supply of USD1 is about 4.9B, with a total reward of 40M (4 weeks).
Theoretical returns during the activity period are approximately: 40M / 4.9B ≈ 0.816% (4 weeks).
If forcibly converted to “annualized comparison,” 0.816% * 12 months = about 10% (only for current data, varies with supply).
In a bear market, being able to participate in such high-interest activities with low risk serves as cash management + casually grabbing some chips, highly recommended.
#USD1 #WLFI