Lista Dao @ListaDAO 2025 has concluded with strong returns and impressive data, demonstrating remarkable competitiveness. Let's take a look at the performance of ListaDao2025:
⭐️ Growth Data Highlights
TVL: Annual growth of 1,000%, peak surpassing $4.5 billion, annual growth rate of 179.40%, becoming the largest protocol on the BNB Chain.
BNB staking market share: controlling nearly 50% of the BNB Chain staking market, staking over 12 million BNB.
Lending business: TVL rapidly climbed to $1.35 billion.
Protocol revenue: Two monthly revenues exceeding $1 million in the second half of 2025.
⭐️ Key Product Milestones for 2025
1. Evolved from a pure staking provider to the Capital Routing Layer of the BNB ecosystem.
2. Launched Smart Lending and native Swap interface, allowing idle collateral funds to be transformed into liquidity providers, earning transaction fees while maintaining lending functionality.
3. Introduced fixed-rate and fixed-term loans, supporting terms of 7 days, 14 days, and 30 days, applicable collateral includes BNB, slisBNB, BTCB, providing predictable lending costs.
4. Created a triple yield structure for slisBNB holders: liquid staking yield + Smart Lending transaction fees + Bn ecosystem rewards.
✅ Using Lista to borrow USD1 is a feature I have been using consistently. Lista's low borrowing costs not only bring significant return amplification and capital efficiency for users but also leverage the interest rate spread strategy of borrowing low and using high. You can borrow USD1 at a lower interest rate and then deploy the borrowed funds into higher-yielding opportunities. For example, the USD1 financial activities in the past two months can achieve almost risk-free or low-risk yield stacking.
In addition to stablecoins, blue-chip collateral such as BNB, ETH, BTCB, or slisBNB can also be used for lending. Compared to traditional DeFi protocols with lending costs of 5-10%+, ListaDao offers extremely competitive low rates: in the Classic Zone and Smart Lending, slisBNB and BNB are about 1.95%, PT-USDe about 1.98%-2.48%, BTCB about 1.64%, with some markets floating as low as 0.02%. Fixed-rate loans can be locked in at around 2.7%. This makes the actual borrowing costs, when combined with Binance ecosystem rewards, approach zero, allowing users to retain the potential for core asset price appreciation, staking yields, and HODLer Airdrops while efficiently amplifying overall returns.
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